220 Chateau Dr, New Bern, NC 28560 Property Records

Craven County property record for 220 Chateau Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,098 sqft · built 2008
Lot Size	0.385 acres (16,770 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Mar 2020)
Tax Bill	$1,278 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`2-017-3-495`

Property Details

APN / Parcel Number

Primary APN	`2-017-3-495`
Alternative APN	`128852`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,770 sqft (0.385 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	128852
Street Address	220 CHATEAU DR
City	NEW BERN
State	NC
Zip	28560-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	495 SCT 21 HARBOUR POINTE III
Legal Subdivision	FAIRFIELD HARBOUR
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1015
Census Tract	960101

Owner

220 Chateau Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 CHATEAU DR, NEW BERN, NC 28560-8943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Dec 27, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 20, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 21, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Document Number	202010052094
Deed Book / Page	3606 / 333
Prior Transfer Date	Feb 9, 2008
Prior Transfer Doc	02789/0623
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	220 CHATEAU DR, NEW BERN, NC 28560-8943
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003530/0000000624
Date	Mar 22, 2018
Book Page	0000003530/0000000624
Instrument	000010020038

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	220 CHATEAU DR, NEW BERN, NC 28560-8943
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03596/1580
Date	Dec 27, 2019
Book Page	3596/1580
Instrument	10048328

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 20, 2020
Property Address	220 CHATEAU DR, NEW BERN, NC 28560-8943
Document Number	003606/333
Book / Page	3606 / 333
Map Reference	CAB E PG 1-11
Instrument Date	Mar 4, 2020
Instrument	10052094
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CHATEAU DR, NEW BERN, NC 28560-8943

Mortgage

Document Number	0003606336
Date	Mar 20, 2020
Instrument	3606/336

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 21, 2017
Property Address	220 CHATEAU DR, NEW BERN, NC 28560-8943
Document Number	03508/0680
Book / Page	3508 / 0680
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$337.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4926 GROUSE WOODS DR, WILMINGTON, NC 28411-6538

Tax Assessment & Valuation

The 2026 property tax bill for 220 Chateau Dr was $1,278.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,278.00	$250,200 (-) Land $40,000 Building $210,200	$250,200 (-) Land $40,000 Building $210,200
2025	$1,278.00	$250,200 Land $40,000 Building $210,200	$250,200 Land $40,000 Building $210,200
2023	$1,266.00 (+27.49%)	$250,200 (+63.42%) Land $40,000 Building $210,200	$250,200 Land $40,000 Building $210,200
2022	$993.00	$153,100 Land $14,500 Building $138,600
2018			$153,100 Land $14,500 Building $138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Chateau Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Chateau Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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