220 Chase St, Black Hawk, CO 80422 Property Records

Gilpin County property record for 220 Chase St, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1890
Lot Size	0.077 acres (3,395 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Jul 2026)
Tax Bill	$675 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1833-073-01-108`

Property Details

APN / Parcel Number

Primary APN	`1833-073-01-108`
Alternative APNs	`R004150` `R003968` `R003781`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,554 sqft Heated Area
Gross Area	2,013 sqft
Upper Floors Area	163 sqft
Attic	Attic
Attic Area	92 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2004
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,395 sqft (0.077 acres)
Porch	Slab
Porch Area	101 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R003781
Street Address	220 CHASE ST
City	BLACK HAWK
State	CO
Zip	80422-5007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 7 T: 3S R: 72W MINE: MILL SITE #48 - CT (E 45FT) & IMPS SUBD: BLACK HAWK
Legal Range	72W
Legal Township	03S
Legal Section	07
Legal Subdivision	BLACK HAWK
Legal Block	43
Legal Lot Number	1
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3029
Census Tract	13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gilpin County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	220 CHASE ST, BLACK HAWK, CO 80422-5007
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Special Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Apr 10, 2024 · Amount on Record
Deed Document Number	2026180796
Prior Transfer Date	Apr 5, 2024
Prior Transfer Doc	0000176225
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Jul 14, 2026
Property Address	220 CHASE ST, BLACK HAWK, CO 80422-5007
Document Number	0000180796
Instrument Date	Jul 10, 2026
Instrument	2026180796
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,555.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 CHASE ST, BLACK HAWK, CO 80422-5007

Mortgage

Document Number	0000180798,
Date	Jul 14, 2026
Instrument	2026180798

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Jul 15, 2019
Property Address	226 CHASE ST, BLACK HAWK, CO 80422-5007
Document Number	0000164000
Instrument Date	Jul 2, 2019
Instrument	164000
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 CHASE STREET, BLACK HAWK, CO 80422-5007

Mortgage

Document Number	0000164001
Date	Jul 15, 2019
Instrument	164001

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Municipality	Black Hawk City
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$675.00	$32,160 (+722.51%) Land $560 Building $31,600	$514,520 (+3,575.14%) Land $9,000 Building $505,520
2024		$3,910 (+12.03%) Land $3,910	$14,000 (+12%) Land $14,000
2023	$66.00 (+88.57%)	$3,490 (+122.29%) Land $3,350 Building $140	$12,500 (+131.48%) Land $12,000 Building $500
2022	$35.00	$1,570 Land $1,570	$5,400 Land $5,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 89% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLACK HAWK serves 15,167 people · EPA ID CO0124147
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 250

May also be available: T-Mobile.

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