220 Chappell Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 220 Chappell Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,360 sqft · built 1997
Lot Size0.077 acres (3,360 sqft)
Owner2 Individual Names on File
Last Sale$880,000 (Sep 2023)
Tax Bill$10,994 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN790-16-122

Property Details

APN / Parcel Number

Primary APN790-16-122

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area627 sqft
2nd Floor Area733 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleH-Shape
Construction TypeWood
Lot Area3,360 sqft (0.077 acres)
Garage Area455 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address220 CHAPPELL CT
CityGILROY
StateCA
Zip95020-7255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 8802 BOOK 675 PAGE 25 PAGE 26 LOT 9
Legal Tract8802
Legal Lot Number9
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1000
Census Tract512514

Owner

Source: Santa Clara County records · APN 790-16-122

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address220 CHAPPELL CT, GILROY, CA 95020-7255
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleSep 19, 2008 · Amount on Record
Deed Document Number202325529517
Prior Transfer DateApr 12, 2005
Prior Transfer Doc0018332216
Record UpdatedSep 20, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateSep 12, 2023
Property Address220 CHAPPELL CT, GILROY, CA 95020-7255
Document Number0025529517
Map ReferenceMB 675 PG 25&26
Instrument DateAug 23, 2023
Instrument25529517
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address220 CHAPPELL CT, GILROY, CA 95020-7255

Mortgage

Document Number0025529518
DateSep 12, 2023
Instrument25529518
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Mortgage

Document Number0025529519
DateSep 12, 2023
Instrument25529519
Lender
NameHOUSING TRUST SILICON VALLEY
TypeNon-Lending Institution
AddressSAN JOSE, CA 95113
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$840,000 (-6.42%) Land $335,900 Building $504,100
2025$10,994.00 (+131.21%) Homeowner's exemption$897,600 (+141.16%) Land $359,040 Building $538,560
2023$4,755.00 (+1.69%)$372,198 Land $186,099 Building $186,099
2022$4,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: California Internet, Frontier, Verizon.

Based on FCC filings for 621 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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