220 Champlin Rd, Groton, NY 13073 Property Records

Cayuga County and Summerhill Town property record for 220 Champlin Rd, Groton, NY 13073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,308 sqft · built 1981
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Feb 2026)
Tax Bill	$6,273 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055800 254.00-1-3.12`

Property Details

APN / Parcel Number

Primary APN	`055800 254.00-1-3.12`
Alternative APN	`580025400000010030120000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,308 sqft Living Area
1st Floor Area	1,510 sqft
Upper Floors Area	798 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	261,360 sqft (6 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	674 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	220 CHAMPLIN RD
City	GROTON
State	NY
Zip	13073-6221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	200
Legal Description	SMD 728-103
Legal Block	1
Legal Lot Number	3.012
Jurisdiction	CAYUGA NY
Township / Civil Division	SUMMERHILL
Census Block Group	2
Census Block	2053
Census Tract	40900

Owner

Source: Cayuga County and Summerhill Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1683 KUNEY RD, ROMULUS, NY 14541-9740
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF TN
Feb 10, 2026	Warranty Deed, Transfer
May 31, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Deed Document Number	2026241453
Deed Book / Page	4706 / 16
Prior Transfer Date	May 24, 2022
Prior Transfer Doc	004229/110
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Recording Date	May 6, 2026
Property Address	220 CHAMPLIN RD, GROTON, NY 13073-6221
Document Number	0000243013
Book / Page	4733 / 156
Instrument Date	May 1, 2026
Instrument	2026243013
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 KUNEY RD, ROMULUS, NY 14541-9740

Mortgage

Document Number	0000243013,
Date	May 6, 2026
Book Page	4733/156
Instrument	2026243013

Lender

Name	FIRST NATIONAL BANK OF TN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Feb 10, 2026
Property Address	220 CHAMPLIN RD, GROTON, NY 13073-6221
Document Number	0004706/16
Book / Page	4706 / 16
Instrument Date	Feb 5, 2026
Instrument	2026-241453
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1683 KUNEY RD, ROMULUS, NY 14541-9740

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAYUGA NY
Recording Date	May 31, 2022
Property Address	220 CHAMPLIN RD, GROTON, NY 13073-6221
Document Number	004229/110
Book / Page	4229 / 110
Instrument Date	May 24, 2022
Instrument	2022-214143
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CHAMPLIN RD, GROTON, NY 13073-9419

Tax Assessment & Valuation

Source: Cayuga County and Summerhill Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Summerhill Town
Unified School District	Groton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,273.00 (+172.5%)
2025	$2,302.00 (-0.65%)	$209,900 (-) Land $38,300 Building $171,600	$238,523 (+13.64%) Land $43,523 Building $195,000
2024	$2,317.00 (-58.05%)
2023		$209,900 Land $38,300 Building $171,600	$209,900 Land $38,300 Building $171,600
2020	$5,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2004)
Most Recent Claim	Apr 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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