Middlesex County and Lowell City property record for 220 Central St, Lowell, MA 01852
| Property Type | Restaurant |
|---|---|
| Details | 1,886 sqft · built 1920 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Mar 2025) |
| Tax Bill | $7,128 (2026) |
| Deeds & Mortgages | Mar 2025 Mortgage Mar 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H04340 |
| Primary APN | H04340 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,886 sqft Total Area |
| Gross Area | 3,772 sqft |
| 1st Floor Area | 1,886 sqft |
| Basement Area | 1,886 sqft |
| Unfinished Basement | 1,886 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Tar & Gravel |
| Lot Area | 1,742 sqft (0.04 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | H04340 |
|---|---|
| Street Address | 220 CENTRAL ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2201 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | DMU |
| Legal Block | 1125 |
| Legal Lot Number | 220 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 310101 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 97 VARNUM AVE, LOWELL, MA 01854-2510 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 4, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GRANITE STATE ECONOMIC DEVELOPMENT CORP |
| Mar 4, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CARVALHO REALTY TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | Dec 30, 1988 · Amount on Record |
| Deed Document Number | 20256060 |
| Deed Book / Page | 39100 / 175 |
| Prior Transfer Date | Mar 3, 2025 |
| Prior Transfer Doc | 0000006060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 220 CENTRAL ST, LOWELL, MA 01852-2201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039100-213 |
|---|---|
| Date | Mar 4, 2025 |
| Book Page | 39100/213 |
| Instrument | 6065 |
| Name | GRANITE STATE ECONOMIC DEVELOPMENT CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 220 CENTRAL ST, LOWELL, MA 01852-2201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039100-225 |
|---|---|
| Date | Mar 4, 2025 |
| Book Page | 39100/225 |
| Instrument | 6066 |
| Name | CARVALHO REALTY TRUST |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,128.00 (+6.75%) | $323,400 (+8.34%) Land $160,000 Building $163,400 |
| 2025 | $6,677.00 (+1.61%) | $298,500 (+5.7%) Land $149,500 Building $149,000 |
| 2024 | $6,571.00 (+1.45%) | $282,400 (+6.21%) Land $142,400 Building $140,000 |
| 2023 | $6,477.00 | $265,900 Land $129,500 Building $136,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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