220 Central Ave E, Saint Michael, MN 55376 Property Records

Wright County property record for 220 Central Ave E, Saint Michael, MN 55376 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,600 sqft Living Area
Lot Size10,062 sqft (0.231 acres)
Garage672 sqft
Last Sale$225,000 (2020)
Tax Bill$2,768.00 (2026)

Property Details

APN / Parcel Number

Primary APN114-500-123402

Interior

Bedrooms4 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,600 sqft Living Area
1st Floor1,031 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1974
Exterior MaterialVinyl Exterior
Construction TypeSteel Frame Construction
Roof ConstructionGable Roof Construction
Roof MaterialWood Shingle Roof
Lot Area10,062 sqft (0.231 acres)
Lot Width72 ft Width
Parking Spaces2 Parking Spaces
Garage Area672 sqft Garage
Deck Area40 sqft Deck
Storage Building96 sqft Storage Building

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address220 CENTRAL AVE E
CitySAINT MICHAEL
StateMN
Zip55376-9512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-12 TWP-120 RANGE-024 UNPLATTED LAND ST MICHAEL1 PRT OF SE SW DES BEG AT SW COR TH E22FT TH N AT R AGL 7RDS TH W AT R AGL
Legal Range024
Legal Township120
Legal Section12
Legal SubdivisionUNPLATTED LAND ST MICHAEL1
JurisdictionWRIGHT MN
Minor Civil DivisionST. MICHAEL
Census Blockgroup3
Census Block3024
Census Tract100805

Owner

Source: Wright County records · APN 114-500-123402

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9760 JANDEL AVE NE, MONTICELLO, MN 55362-4313
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2021Deed of Trust, Mortgage · Line of Credit
FINANCIAL SECURITY BANK
Oct 29, 2020Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleJan 31, 2002 · Amount on Record
Deed Doc Number20201445814
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address220 CENTRAL AVE E, SAINT MICHAEL, MN 55376-9512
Transaction TypeMortgage
Record UpdatedJan 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001492943
DateDec 09, 2021
Instrument1492943
Lender
NameFINANCIAL SECURITY BANK
TypeBank
AddressALBERTVILLE, MN 55301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 20, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateOct 29, 2020
Property Address220 CENTRAL AVE E, SAINT MICHAEL, MN 55376-9512
Document Number0001445814
Instrument DateSep 22, 2020
Instrument1445814
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyTITLE SPECIALISTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$742.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address220 CENTRAL AVE E, SAINT MICHAEL, MN 55376-9512

Mortgage

Document Number0001445815
DateOct 29, 2020
Instrument1445815
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalitySt. Michael City
Unified School DistrictSt. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,768.00 (+7.96%)$255,300 (+0.51%) Land $90,000 Building $165,300$255,300 (+0.51%) Land $90,000 Building $165,300
2025$254,000 (-0.08%) Land $92,000 Building $162,000$254,000 (-0.08%) Land $92,000 Building $162,000
2023$2,564.00 (+11.87%)$254,200 Land $90,800 Building $163,400$254,200 Land $90,800 Building $163,400
2022$2,292.00

Flood & Wildfire

220 Central Ave E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Wright County (27171C), updated April 19, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Central Ave E

Nearby Streets

Search Property Records by Address or Parcel Number