220 Cedar St, Crown Point, IN 46307 Property Records

Lake County property record for 220 Cedar St, Crown Point, IN 46307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,194 sqft · built 1950
Lot Size0.361 acres (15,750 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Aug 2025)
Tax Bill$2,346 (2024)
Deeds & MortgagesAug 2025 Second Mortgage
Aug 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN003-03-07-0186-0005

Property Details

APN / Parcel Number

Primary APN003-03-07-0186-0005
Alternative APNs
  • 45-16-05-126-001.000-042
  • 451605126001000041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,194 sqft Living Area
Basement Area1,194 sqft
Finished Basement1,194 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1980
Construction TypeWood
Roof MaterialAsphalt
Lot Area15,750 sqft (0.361 acres)
Lot Dimensions150 ft deep x 105 ft wide
Garage TypeDetached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number003-03-07-0186-0005
Old Parcel Number451605126001000041
Street Address220 CEDAR ST
CityCROWN POINT
StateIN
Zip46307-2609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY PARK HIGHLANDS LOT 77 & E1/2 VAC BIRCH ST
Legal SubdivisionLIBERTY PARK HIGHLANDS
Legal Lot Number77
JurisdictionLAKE IN
Township / Civil DivisionCENTER
Census Block Group2
Census Block2038
Census Tract43001

Owner

220 Cedar St is owned and occupied by an individual who bought it in August 2025.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address220 CEDAR ST, CROWN POINT, IN 46307-2609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
INDIANA HOUSING AND COMMUNITY DEVELOPMEN
Aug 6, 2025Deed of Trust, Mortgage · Conventional Mortgage
CENTIER BANK
Aug 6, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
US BANK
Aug 4, 2025Warranty Deed, Transfer · Conventional Mortgage
CENTIER BANK
Dec 9, 2017Deed of Trust, Mortgage
ROYAL UNITED MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2025 · Amount on File
Deed SaleAug 4, 2025 · Amount on File
Deed Document Number2025-528543
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address220 CEDAR ST, CROWN POINT, IN 46307-2609
Transaction TypeMortgage
Record UpdatedMar 19, 2026
Title CompanyCHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 CEDAR ST, CROWN POINT, IN 46307-2609

Mortgage

Document Number0000028545
DateAug 4, 2025
Instrument2025-528545
Lender
NameINDIANA HOUSING AND COMMUNITY DEVELOPMEN
TypeGovernment Agency
AddressINDIANAPOLIS, IN 46204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address220 CEDAR ST, CROWN POINT, IN 46307-2609
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5096 E 105TH LN, CROWN POINT, IN 46307-7610

Mortgage

Document Number0000029007
DateAug 6, 2025
Instrument2025-529007
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2055

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address220 CEDAR ST, CROWN POINT, IN 46307-2609
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 CEDAR ST, CROWN POINT, IN 46307-2609

Mortgage

Document Number0000029008
DateAug 6, 2025
Instrument2025-529008
Lender
NameUS BANK
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateAug 4, 2025
Property Address220 CEDAR ST, CROWN POINT, IN 46307-2609
Document Number0000028543
Map ReferenceMB 25 PG 8
Instrument DateJul 31, 2025
Instrument2025-528543
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 CEDAR ST, CROWN POINT, IN 46307-2609

Mortgage

Document Number0000028544
DateAug 4, 2025
Instrument2025-528544
Lender
NameCENTIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2055

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address220 CEDAR ST, CROWN POINT, IN 46307-2609
Document Number0000085953
Instrument DateDec 9, 2017
Transaction TypeMortgage
Record UpdatedMar 30, 2018
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address220 CEDAR ST CROWN POINT IN 463072609, CROWN POINT, IN 46307-2609

Mortgage

Document Number0000085953
DateDec 19, 2017
Instrument85953
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
AmountAmount on Record
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCenter Township
MunicipalityCrown Point City
Unified School DistrictCrown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$302,400 (+9.41%) Land $32,700 Building $269,700$302,400 (+9.41%) Land $32,700 Building $269,700
2024$2,346.00$276,400 (+30.07%) Land $32,700 Building $243,700$276,400 (+30.07%) Land $32,700 Building $243,700
2023$212,500 (+4.99%) Land $32,700 Building $179,800$212,500 (+4.99%) Land $32,700 Building $179,800
2022$2,248.00 Homeowner's exemption$202,400 Land $32,700 Building $169,700$202,400 Land $32,700 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROWN POINT WATER WORKS
serves 30,000 people · EPA ID IN5245008
Water SourcePurchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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