Stanly County property record for 220 Broad St, Locust, NC 28097 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 2011 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jul 2021) |
| Tax Bill | $2,025 (2023) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 557501254588 |
| Primary APN | 557501254588 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Gross Area | 1,425 sqft |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 333 sqft |
| Porch | Porch |
| Porch Area | 222 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1534783 |
|---|---|
| Street Address | 220 BROAD ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 220 BROAD ST LOT 99 CHARLESTON PLACE 1 557501243 |
| Legal Subdivision | CHARLESTON PLACE MAP 1 |
| Legal Lot Number | 99 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557501254588
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 220 BROAD ST, LOCUST, NC 28097-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 29, 2019 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Prior Sale | Dec 20, 2019 |
| Deed Document Number | 0001750402 |
| Deed Book / Page | 1750 / 402 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 220 BROAD ST, LOCUST, NC 28097-5001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000457214 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 1818/411 |
| Instrument | 457214 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | 25279 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 23, 2021 |
| Property Address | 220 BROAD ST, LOCUST, NC 28097-5001 |
| Document Number | 0000435530 |
| Book / Page | 1750 / 402 |
| Map Reference | MB 21 PG 145&146 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 435530 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6338 GREEN OAK DR, 6338, STANFIELD, NC 28163-7681 |
| Name | Verified Name |
|---|---|
| Address | 220 BROAD ST, LOCUST, NC 28097-5001 |
| Document Number | 0000435531 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 435531 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Aug 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 29, 2019 |
| Property Address | 220 BROAD ST, LOCUST, NC 28097-5001 |
| Document Number | 0000411580 |
| Book / Page | 001676 / 000054 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 411580 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 451 7TH ST SW WASHINGTON DC 204100001, WASHINGTON, DC 20410-0001 |
| Investor | Possibly a Property Investor |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,025.00 | $185,821 Land $55,000 Building $130,821 | $185,821 Land $55,000 Building $130,821 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures