220 Bristol Downs Dr, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 220 Bristol Downs Dr, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,628 sqft · built 1989
Lot Size	0.176 acres (7,686 sqft)
Owner	2 Individual Names on File
Last Sale	$501,026 (Jul 2018)
Tax Bill	$392 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02749171`

Property Details

APN / Parcel Number

Primary APN	`09-02749171`
Alternative APN	`02749171`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,628 sqft Living Area
Gross Area	4,088 sqft
1st Floor Area	1,673 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,686 sqft (0.176 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft
Deck Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02749171
Street Address	220 BRISTOL DOWNS DR
City	GAITHERSBURG
State	MD
Zip	20877-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	SAYBROOKE
Legal Subdivision	SAYBROOKE
Legal Block	J
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	700720

Owner

220 Bristol Downs Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 BRISTOL DOWNS DR, GAITHERSBURG, MD 20877-4302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC
Oct 18, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC
Jul 13, 2018	Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Mar 11, 2004
Deed Book / Page	56309 / 259
Transfer Doc	0000299340
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	220 BRISTOL DOWNS DR, GAITHERSBURG, MD 20877-4302
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0624830335
Date	Apr 12, 2021
Book Page	62483/335

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	220 BRISTOL DOWNS DR, GAITHERSBURG, MD 20877-4302
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0583340420
Date	Oct 18, 2019
Book Page	58334/420

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2049

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 13, 2018
Property Address	220 BRISTOL DOWNS DR, GAITHERSBURG, MD 20877-4302
Document Number	0563090259
Book / Page	56309 / 259
Map Reference	MB146 PL16771
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KVS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,262.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 BRISTOL DOWNS DR, GAITHERSBURG, MD 20877-4302

Mortgage

Document Number	0056309267
Date	Jul 13, 2018
Instrument	56309/267

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 220 Bristol Downs Dr was $392, up 17.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,100 (+4.73%) Land $185,400 Building $364,700	$550,100 (-) Land $185,400 Building $364,700
2025	$392.00 (+17.72%)	$525,233	$550,100 Land $185,400 Building $364,700
2024	$333.00
2023		$475,500 Land $185,400 Building $290,100	$475,500 Land $185,400 Building $290,100
2022	$5,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Bristol Downs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 Bristol Downs Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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