220 Bradley Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 220 Bradley Rd, Ellenboro, NC 28040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1964
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Feb 2021)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0324473

Property Details

APN / Parcel Number

Primary APN0324473
Alternative APNs
  • 324473
  • 4546

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Heated Area
FlooringCarpet
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number4546
Old Parcel Number0324473
Street Address220 BRADLEY RD
CityELLENBORO
StateNC
Zip28040-7636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLO6 PL6-146
Legal SubdivisionRACHEL PRICE CROWE SUB
Legal Block7
Legal Lot Number6
JurisdictionRUTHERFORD NC
Township / Civil DivisionCOLFAX
Census Block Group1
Census Block1039
Census Tract961001

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address220 BRADLEY RD, ELLENBORO, NC 28040-7636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2021 · Amount on Record
Deed SaleFeb 25, 2021 · Amount on Record
Prior SaleApr 21, 2014 · Amount on Record
Deed Document Number0002043325
Deed Book / Page2043 / 325
Record UpdatedJun 7, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateFeb 25, 2021
Property Address220 BRADLEY RD, ELLENBORO, NC 28040-7636
Document Number0020430325
Book / Page2043 / 325
Map ReferenceMB 6 PG 146
Instrument DateFeb 25, 2021
Transaction TypeTransfer
Record UpdatedSep 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1525, RUTHERFORDTON, NC 28139-1525

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 BRADLEY RD, ELLENBORO, NC 28040-7636

Mortgage

Document Number0002043327
DateFeb 25, 2021
Instrument2043/327
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$142,100 Land $14,000 Building $128,100$142,100 Land $14,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD COMM WATER SYSTEM
public/private · serves 1,867 people · EPA ID NC0181050
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Spectrum
Fiber
1,000 / 1,000
Pangaea Internet
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20

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