220 Bliss Ave, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 220 Bliss Ave, Middletown, KY 40243

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,842 sqft · built 1926
Lot Size	0.142 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2017)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21028600150000`

Property Details

APN / Parcel Number

Primary APN	`21028600150000`
Alternative APNs	`028600150000` `91005904`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,842 sqft Finished Area
Basement Area	1,223 sqft
Flooring	Covered

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.142 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Deck Area	208 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	91005904
Street Address	220 BLISS AVE
City	MIDDLETOWN
State	KY
Zip	40243-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	0.143 AC+- CONSOLIDATION OF LOTS 53 AND 54 BLK A CEDAR DALE ADD TO MIDDLETOWN PB 2 PG 282
Legal Subdivision	CEDAR DALE
Legal Block	A
Legal Lot Number	53
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3004
Census Tract	10405

Owner

220 Bliss Ave is owned and occupied by two individuals who bought it in February 2017.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 BLISS AVE, LOUISVILLE, KY 40243-1065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Feb 8, 2017	Grant Deed, Transfer · Conventional with PMI CENTRAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2017 · Amount on File
Deed Sale	Feb 8, 2017 · Amount on File
Prior Sale	May 28, 2013 · Amount on File
Deed Document Number	13105074
Deed Book / Page	10817 / 956
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	220 BLISS AVE, MIDDLETOWN, KY 40243-1065
Document Number	0170650037
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	MILLENNIAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 BLISS AVE LOUISVILLE KY 402431065, LOUISVILLE, KY 40243-1065

Mortgage

Document Number	0170650037
Date	Jan 5, 2021
Book Page	017065/000037
Instrument	1952

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 4, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	220 BLISS AVE, MIDDLETOWN, KY 40243-1065
Document Number	0164710119
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 BLISS AVE LOUISVILLE KY 402431065, LOUISVILLE, KY 40243-1065

Mortgage

Document Number	0164710119
Date	Apr 13, 2020
Book Page	016471/000119
Instrument	75819

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 8, 2017
Property Address	220 BLISS AVE, MIDDLETOWN, KY 40243-1065
Document Number	0108170956
Book / Page	010817 / 000956
Instrument Date	Feb 3, 2017
Instrument	27387
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 BLISS AVE LOUISVILLE KY 402431065, LOUISVILLE, KY 40243-1065

Mortgage

Document Number	149360915
Date	Feb 8, 2017
Book Page	014936/000915
Instrument	27388

Lender

Name	CENTRAL BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 220 Bliss Ave was $2,717.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Middletown City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00	$243,470 Land $35,000 Building $208,470
2024			$243,470 (-) Land $35,000 Building $208,470
2023	$2,819.00 (-0.35%)	$243,470 (-) Land $35,000 Building $208,470	$243,470 (-) Land $35,000 Building $208,470
2022	$2,829.00	$243,470 Land $35,000 Building $208,470	$243,470 Land $35,000 Building $208,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Bliss Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Bliss Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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