220 Benjamin St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 220 Benjamin St, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,268 sqft · built 1962
Lot Size0.263 acres (11,456 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (May 2018)
Tax Bill$2,302 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-2720-0014-00-7

Property Details

APN / Parcel Number

Primary APN18-2720-0014-00-7
Alternative APN
  • 11-18-2720-0014-00-7

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,268 sqft Living Area
1st Floor Area1,268 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRaised Ranch
Lot Area11,456 sqft (0.263 acres)
Lot Dimensions132 ft deep x 86.8 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address220 BENJAMIN ST
CityBENTON HARBOR
StateMI
Zip49022-6808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 - SINGL
Legal DescriptionLOT 14 GERSONDE SUBDIVISION
Legal SubdivisionGERSONDE SUB
Legal Lot Number14
Legal Unit14
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group3
Census Block3042
Census Tract700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address220 BENJAMIN ST, BENTON HARBOR, MI 49022-6808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2018 · Amount on Record
Deed SaleMay 10, 2018 · Amount on Record
Prior SaleOct 19, 2016 · Amount on Record
Deed Book / Page3205 / 670
Prior Transfer DateFeb 13, 2014
Prior Transfer Doc03064/0753
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMay 10, 2018
Property Address220 BENJAMIN ST, BENTON HARBOR, MI 49022-6808
Document Number03205/0670
Book / Page3205 / 0670
Map ReferenceLB16 PG7
Instrument DateMay 1, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,161.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 POPLAR ST, THREE OAKS, MI 49128-1045

Mortgage

Document Number0003205671
DateMay 10, 2018
Instrument3205/671
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,200$220,400
2025$2,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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