Buncombe County property record for 220 Bee Tree Rd, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1976 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $240,000 (Dec 2018) |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | Feb 2022 Sale May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 757815-2020-202 |
| Primary APN | 757815-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,936 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Stoop |
| Porch Area | 24 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 757815-2020-202 |
|---|---|
| Street Address | 220 BEE TREE RD |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: DAVID & DENISE BAGBY LOT: A PLAT: 0126-0025 |
| Legal Subdivision | DAVID & DENISE BAGBY |
| Legal Block | 4 |
| Legal Lot Number | A |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 3002 |
Source: Buncombe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 9422, ASHEVILLE, NC 28815-0422 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 16, 2022 | Warranty Deed, Transfer |
| May 18, 2020 | Deed of Trust, Mortgage CHAMPION CU |
| Dec 7, 2018 | Warranty Deed, Transfer CHAMPION CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2018 · Amount on Record |
| Deed Sale | Dec 7, 2018 · Amount on Record |
| Deed Book / Page | 5726 / 1852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 16, 2022 |
| Property Address | 220 BEE TREE RD, SWANNANOA, NC 28778-2343 |
| Document Number | 0061851736 |
| Book / Page | 6185 / 1736 |
| Map Reference | MB 126 PG 25 |
| Instrument Date | Jan 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9422, ASHEVILLE, NC 28815-0422 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 220 BEE TREE RD, SWANNANOA, NC 28778-2343 |
| Document Number | 0059011061 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 220 BEE TREE RD SWANNANOA NC 287782343, SWANNANOA, NC 28778-2343 |
| Document Number | 0059011061 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 005901/001061 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 7, 2018 |
| Property Address | 220 BEE TREE RD, SWANNANOA, NC 28778-2343 |
| Document Number | 0057261852 |
| Book / Page | 005726 / 001852 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 BEE TREE RD SWANNANOA NC 287782343, SWANNANOA, NC 28778-2343 |
| Document Number | 57261855 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 005726/001855 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 (+5.95%) | $237,900 (-) Land $30,100 Building $207,800 | $237,900 (-) Land $30,100 Building $207,800 |
| 2024 | $1,564.00 (+3.1%) | ||
| 2023 | $1,517.00 | $237,900 | $237,900 (-) Land $30,100 Building $207,800 |
| 2021 | $237,900 Land $30,100 Building $207,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2018–2024) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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