220 Bald Eagle Dr, Lake Frederick (Front Royal), VA 22630 Property Records

Frederick County property record for 220 Bald Eagle Dr, Lake Frederick, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,928 sqft · built 2020
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on Record
Last Sale	$595,904 (Feb 2020)
Tax Bill	$3,421 (2026)
Deeds & Mortgages	Mar 2021 Refinance Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`87B2-2-21`

Property Details

APN / Parcel Number

Primary APN	`87B2-2-21`
Alternative APN	`8049445`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
Gross Area	5,079 sqft
1st Floor Area	1,928 sqft
Basement Area	1,373 sqft
Finished Basement	1,373 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2025
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Area	525 sqft
Porch	Porch
Porch Area	170 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049445
Street Address	220 BALD EAGLE DR
City	LAKE FREDERICK
State	VA
Zip	22630-2289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SHENANDOAH L21 P1S2A
Legal Subdivision	SHENANDOAH
Legal Phase	1
Legal Lot Number	21
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	2
Census Block	2003
Census Tract	50801

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	220 BALD EAGLE DR, LAKE FREDERICK, VA 22630-2289
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARVEST BANK
Apr 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST COMPANY
May 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST COMPANY
Apr 23, 2021	Intrafamily Transfer, Transfer
Feb 19, 2020	Deed of Trust, Mortgage SHEA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Deed Document Number	20201965
Last Transfer Date	Apr 17, 2021
Transfer Doc	0000006821
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	220 BALD EAGLE DR, LAKE FREDERICK, VA 22630-2289
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003379
Date	Mar 1, 2021
Instrument	210003379

Lender

Name	ARVEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	220 BALD EAGLE DR, LAKE FREDERICK, VA 22630-2289
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004698
Date	Apr 24, 2020
Instrument	200004698

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	220 BALD EAGLE DR, LAKE FREDERICK, VA 22630-2289
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007945
Date	May 12, 2021
Instrument	210007945

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Apr 23, 2021
Property Address	220 BALD EAGLE DR, LAKE FREDERICK, VA 22630-2289
Document Number	0000006821
Instrument Date	Apr 17, 2021
Instrument	210006821
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 BALD EAGLE DR, LAKE FREDERICK, VA 22630-2289

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	220 BALD EAGLE DR, LAKE FREDERICK, VA 22630-2289
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	WALKER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 BALD EAGLE DR LAKE FREDERICK VA 22630, LAKE FREDERICK, VA 22630

Mortgage

Document Number	1966
Date	Feb 19, 2020
Instrument	1966

Lender

Name	SHEA MTG
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,421.00 (+10.43%)	$645,400 Land $108,000 Building $537,400	$645,400 Land $108,000 Building $537,400
2025	$3,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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