220 Amatista Way, Oceanside, CA 92056 Property Records

San Diego County property record for 220 Amatista Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,830 sqft · built 2001
Lot Size0.114 acres (4,963 sqft)
OwnerCompany Name on Record
Tax Bill$4,219 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN165-710-13-00

Property Details

APN / Parcel Number

Primary APN165-710-13-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,830 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area4,963 sqft (0.114 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address220 AMATISTA WAY
CityOCEANSIDE
StateCA
Zip92056-3765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-10
Legal DescriptionLOT 13 TR 013788
Legal SubdivisionVISTA DEL ORO
Legal Tract013788
Legal Block2
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18515

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address220 AMATISTA WAY, OCEANSIDE, CA 92056-3765
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Dec 8, 2022Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Feb 24, 2017Deed of Trust, Mortgage · Line of Credit
COMPASS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2010
Deed SaleMar 24, 2010
Prior SaleAug 17, 2000 · Amount on Record
Deed Document Number2010144721
Prior Transfer DateFeb 13, 2010
Prior Transfer Doc0000087553
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address220 AMATISTA WAY, OCEANSIDE, CA 92056-3765
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 AMATISTA WAY, OCEANSIDE, CA 92056-3765

Mortgage

Document Number0000446481
DateJun 18, 2021
Instrument2021-0446481
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 7, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address220 AMATISTA WAY, OCEANSIDE, CA 92056-3765
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 AMATISTA WAY, OCEANSIDE, CA 92056-3765

Mortgage

Document Number0000175930
DateMar 8, 2021
Instrument2021-0175930
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address220 AMATISTA WAY, OCEANSIDE, CA 92056-3765
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 AMATISTA WAY, OCEANSIDE, CA 92056-3765

Mortgage

Document Number0000462994
DateDec 8, 2022
Instrument2022-0462994
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address220 AMATISTA WAY, OCEANSIDE, CA 92056-3765
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089040
DateFeb 24, 2017
Instrument2017-0089040
Lender
NameCOMPASS BANK
TypeBank
AddressCARLSBAD, CA 92009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueFeb 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$387,477 (+2%) Land $122,946 Building $264,531
2025$4,219.00 (+5.26%) Homeowner's exemption$379,881 (+4.04%) Land $120,536 Building $259,345
2023$4,008.00 (+1.57%) Homeowner's exemption$365,131 Land $115,856 Building $249,275
2022$3,946.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2016–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPechanga
tribal government · serves 29,100 people · EPA ID 090605013
Water SourcePurchased surface water from RANCHO CALIFORNIA WATER DISTRICT
Last State InspectionSep 2024
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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