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220 Aderley Oak Loop, Irmo, SC 29063 Property Records

Richland County property record for 220 Aderley Oak Loop, Irmo, SC 29063 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,807 sqft · built 2004
Lot Size0.194 acres (8,492 sqft)
OwnerCompany Name on File
Last Sale$128,628 (Jul 2004)
Tax Bill$399 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN02510-03-03

Property Details

APN / Parcel Number

Primary APN02510-03-03
Alternative APNs
  • R02510-03-03
  • 01765717

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,807 sqft Heated Area
Gross Area2,374 sqft
1st Floor Area1,543 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,492 sqft (0.194 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area69 sqft
Utility Building36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01765717
Street Address220 ADERLEY OAK LOOP
CityIRMO
StateSC
Zip29063-7895
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 64.9X125.6X65X125.6 #SU ADERLEY #PR RB794-542
Legal SubdivisionADERLEY SUBDIVISION
Legal Lot Number26,64
JurisdictionRICHLAND SC
Township / Civil DivisionDUTCH FORK
Census Block Group2
Census Block2012
Census Tract10311

Owner

Source: Richland County records · APN 02510-03-03

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2004 · Amount on Record
Deed SaleJul 20, 2004 · Amount on Record
Prior SaleJul 20, 2004 · Amount on Record
Deed Document Number200458599
Deed Book / Page958 / 210
Prior Transfer DateJul 15, 2004
Prior Transfer Doc0958/0206
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateJun 11, 2026
Property Address220 ADERLEY OAK LOOP, IRMO, SC 29063-7895
Document Number0000028189
Book / Page3136 / 259
Instrument DateJun 02, 2026
Instrument202628189
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 ADERLEY OAK LOOP, IRMO, SC 29063-7895

Mortgage

Document Number0000028189,
DateJun 11, 2026
Book Page3136/259
Instrument202628189
Lender
NamePOINT DIGITAL FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 02, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$399.00 (+8.42%)$252,810 (+7.62%)
2024$234,900 (+53.53%)
2023$368.00 (-73.56%)
2021$1,392.00$6,110$153,000 Land $22,500 Building $130,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790103112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024, rainfall accumulation, Hurricane Helene

Wildfire

Wildfire RiskModerate
above 45% of the US · above 37% of South Carolina
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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