220 5th St, Gilby, ND 58235 Property Records

Grand Forks County property record for 220 5th St, Gilby, ND 58235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,434 sqft · built 1979
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on File
Last Sale	$255,500 (Aug 2020)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43250100002000`

Property Details

APN / Parcel Number

Primary APN	`43250100002000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,434 sqft Living Area
1st Floor Area	1,273 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Garage Type	Attached

Location & Zoning

Street Address	220 5TH ST
City	GILBY
State	ND
Zip	58235-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 153 SCT: 9 RNG: 53 SUB: 432501 LOT: 2 OPPEGARD'S ADD L2
Legal Range	53W
Legal Township	153
Legal Section	09
Legal Subdivision	OPPEGARDS ADD
Legal Lot Number	2
Jurisdiction	GRAND FORKS ND
Township / Civil Division	GILBY
Census Block Group	1
Census Block	1302
Census Tract	11400

Owner

220 5th St is owned and occupied by two individuals who bought it in August 2020.

Source: Grand Forks County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 5TH ST, GILBY, ND 58235-3504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Deed Document Number	2020804808
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Aug 21, 2020
Property Address	220 5TH ST, GILBY, ND 58235-3504
Document Number	804808
Instrument Date	Aug 17, 2020
Instrument	804808
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 5TH ST, GILBY, ND 58235-3504

Mortgage

Document Number	804809
Date	Aug 21, 2020
Instrument	804809

Lender

Name	FIRST CLASS MTG 3 INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 220 5th St was $2,808.

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Gilby City
Unified School District	Midway Public School District 128 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,808.00	$138,500 Land $5,600 Building $132,900	$277,000 Land $11,200 Building $265,800
2023	$2,645.00	$128,800 Land $5,350 Building $123,450	$257,600 Land $10,700 Building $246,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 5th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

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