220 4th St SE, Naples, FL 34117 Property Records

Collier County property record for 220 4th St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	3,826 sqft · built 2019
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,000 (Nov 2012)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`329200 86 14C10`

Property Details

APN / Parcel Number

Primary APN	`329200 86 14C10`
Alternative APNs	`372259200060715008614` `37225920006`

Interior

Stories	1 Story
Building Area	3,826 sqft Living Area
1st Floor Area	2,626 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	118,919 sqft
Storage Building	1,200 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	220 4TH ST SE
City	NAPLES
State	FL
Zip	34117-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 13 N 180FT OF TR 86
Legal Range	27
Legal Township	49
Legal Section	10
Legal Subdivision	GOLDEN GATE EST UNIT 13
Legal Tract	86
Legal Block	3
Legal Lot Number	1
Legal Unit	13
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3010
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 4TH ST SE, NAPLES, FL 34117-9302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 18, 2019	Deed of Trust, Mortgage SUNCOAST CU
Jul 27, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2012 · Amount on Record
Deed Sale	Nov 21, 2012 · Amount on Record
Prior Sale	Feb 1, 2011 · Amount on Record
Deed Document Number	20124765725
Deed Book / Page	4857 / 1610
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	220 4TH ST SE, NAPLES, FL 34117-9302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11904, TAMPA, FL 33680-1904

Mortgage

Document Number	0058303136
Date	Oct 16, 2020
Book Page	5830/3136
Instrument	5939006

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	220 4TH ST SE, NAPLES, FL 34117-9302
Document Number	0057000650
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 4TH ST SE NAPLES FL 341179302, NAPLES, FL 34117-9302

Mortgage

Document Number	0057000650
Date	Nov 27, 2019
Book Page	005700/000650
Instrument	5796403

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 27, 2018
Property Address	220 4TH ST SE, NAPLES, FL 34117-9302
Document Number	0055372110
Book / Page	005537 / 002110
Instrument Date	Jul 26, 2018
Instrument	5592276
Transaction Type	Construction Loan
Record Updated	Nov 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 4TH ST SE NAPLES FL 34117, NAPLES, FL 34117

Mortgage

Document Number	55372110
Date	Jul 27, 2018
Book Page	005537/002110
Instrument	5592276

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,960 (+2.7%)	$743,602 (-3.14%) Land $145,373 Building $598,229
2025	$5,239.00 (+8.2%) Homeowner's exemption	$514,080 (+5.99%)	$767,689 (-6.5%) Land $145,373 Building $622,316
2023	$4,842.00 (-2.3%) Homeowner's exemption	$485,041 (+3%)	$821,027 (+10.23%) Land $148,785 Building $672,242
2022	$4,956.00 Homeowner's exemption	$470,914	$744,841 Land $112,511 Building $632,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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