220 4th St NW, Oronoco, MN 55960 Property Records

Olmsted County property record for 220 4th St NW, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,928 sqft · built 1987
Lot Size	1.17 acres (50,965 sqft)
Owner	Trust Name on File
Tax Bill	$5,940 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`84.08.33.054542`

Property Details

APN / Parcel Number

Primary APN	`84.08.33.054542`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	992 sqft
Basement Area	936 sqft
Finished Basement	842 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2008
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	340 ft deep x 238 ft wide
Garage Type	Detached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	243 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 4TH ST NW
City	ORONOCO
State	MN
Zip	55960-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-08 TWP-108 RANGE-014 ORONOCO VILLAGE BLOCK-007 BLK 7 TOGETHER WITH THE W12 OF VAC ASH ST LYING ADJ THERTO AND ALSO THE N
Legal Range	14
Legal Township	108
Legal Section	08
Legal Subdivision	ORONOCO VILLAGE
Legal Block	7
Legal Lot Number	5
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1036
Census Tract	1902

Owner

220 4th St NW is owner-occupied and held in a trust since January 2021.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	220 4TH ST NW, ORONOCO, MN 55960-1400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Jan 6, 2021	Intrafamily Transfer, Transfer
Jan 6, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 5, 2021
Transfer Doc	A1522613
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	220 4TH ST NW, ORONOCO, MN 55960-1400
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1533589
Date	Apr 29, 2021
Instrument	A-1533589

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Jan 6, 2021
Property Address	220 4TH ST NW, ORONOCO, MN 55960-1400
Document Number	A1522614
Instrument Date	Jan 6, 2021
Instrument	A-1522614
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	220 4TH ST NW, ORONOCO, MN 55960-1400

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Jan 6, 2021
Property Address	220 4TH ST NW, ORONOCO, MN 55960-1400
Document Number	A1522613
Instrument Date	Jan 5, 2021
Instrument	A-1522613
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 4TH ST NW, ORONOCO, MN 55960-1400

Tax Assessment & Valuation

The 2026 property tax bill for 220 4th St NW was $5,940 with a homeowner's exemption, up 8.6% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,940.00 (+8.59%) Homeowner's exemption
2025	$5,470.00 Homeowner's exemption	$405,100 (+8.11%) Land $63,800 Building $341,300	$412,600 (+10.11%) Land $65,000 Building $347,600
2024		$374,700 Land $65,000 Building $309,700	$374,700 Land $65,000 Building $309,700
2022	$3,938.00	$336,300 Land $65,000 Building $271,300	$336,300 Land $65,000 Building $271,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 4th St NW in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 4th St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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