Olmsted County property record for 220 4th St NW, Byron, MN 55920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1977 |
| Lot Size | 0.519 acres (22,608 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Apr 2026) |
| Tax Bill | $4,740 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75.32.24.027485 |
| Primary APN | 75.32.24.027485 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 775 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,608 sqft (0.519 acres) |
| Lot Dimensions | 263 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 4TH ST NW |
|---|---|
| City | BYRON |
| State | MN |
| Zip | 55920-1300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-107 RANGE-015 RAMTHUNS 1ST SUB LOT-011 BLOCK-001 LOT 11 BLK 1 |
| Legal Range | 15 |
| Legal Township | 107 |
| Legal Section | 32 |
| Legal Subdivision | RAMTHUNS 1ST SUB |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | BYRON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1800 |
220 4th St NW is owned and occupied by two individuals who bought it in April 2026.
Source: Olmsted County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 4TH ST NW, BYRON, MN 55920-1300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST ALLIANCE CU |
| May 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage EQUITYMAX INC |
| Apr 20, 2026 | Warranty Deed, Transfer · Construction Mortgage NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC |
| Apr 20, 2026 | Warranty Deed, Construction Loan · Construction Mortgage NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC |
| Jan 28, 2026 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on File |
| Deed Sale | Apr 20, 2026 · Amount on File |
| Prior Sale | Jan 28, 2026 · Amount on File |
| Deed Document Number | 20261643322 |
| Prior Transfer Date | Jan 27, 2026 |
| Prior Transfer Doc | 00A1638986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 220 4TH ST NW, BYRON, MN 55920-1300 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 1 2 JAYNE ST W, LONE TREE, IA 52755 |
| Document Number | 00A1553219 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | A-1553219 |
| Name | FIRST ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, MN 55903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 220 4TH ST NW, BYRON, MN 55920-1300 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 1 2 WEST JAYNE STREET, LONE TREE, IA 52755 |
| Document Number | 00A1623718 |
|---|---|
| Date | May 12, 2025 |
| Instrument | A-1623718 |
| Name | EQUITYMAX INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33308 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | May 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Apr 20, 2026 |
| Property Address | 220 4TH ST NW, BYRON, MN 55920-1300 |
| Document Number | 0001643322 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.1643322 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,325.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 220 4TH ST NW, BYRON, MN 55920-1300 |
| Document Number | 0001643323, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026.1643323 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 10, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0001643324, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026.1643324 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 3 Months |
| Due | Apr 10, 2029 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Apr 20, 2026 |
| Property Address | 220 4TH ST NW, BYRON, MN 55920-1300 |
| Document Number | 00A1643322 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20261643322 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2026 |
| Title Company | NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,325.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 220 4TH ST NW, BYRON, MN 55920-1300 |
| Document Number | 0001643323, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20261643323 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 10, 2051 |
| Max Rate | -1% |
|---|
| Document Number | 0001643324, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20261643324 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Apr 10, 2029 |
| Max Rate | -1% |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jan 28, 2026 |
| Property Address | 220 4TH ST NW, BYRON, MN 55920-1300 |
| Document Number | 00A1638986 |
| Instrument Date | Jan 26, 2026 |
| Instrument | A-1638986 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6216 N FEDERAL HWY, FT LAUDERDALE, FL 33308-1904 |
The 2026 property tax bill for 220 4th St NW was $4,740, up 10.1% from the year before.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Byron City |
| County | Olmsted County |
| Unified School District | Byron Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,740.00 (+10.08%) | ||
| 2025 | $4,306.00 | $285,900 (+7.36%) Land $50,000 Building $235,900 | $285,900 (+7.36%) Land $50,000 Building $235,900 |
| 2024 | $4,306.00 (-1.69%) | $266,300 Land $50,000 Building $216,300 | $266,300 Land $50,000 Building $216,300 |
| 2023 | $4,380.00 | ||
| 2022 | $246,500 Land $45,000 Building $201,500 | $246,500 Land $45,000 Building $201,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 4th St NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 4th St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Byron serves 6,809 people · EPA ID MN1550001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
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