220 3rd St, Penrose, CO 81240 Property Records

Fremont County property record for 220 3rd St, Penrose, CO 81240

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,008 sqft · built 1981
Lot Size5.11 acres (222,592 sqft)
OwnerIndividual Name on Record
Tax Bill$998 (2025)
Deeds & MortgagesMar 2022 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022820

Property Details

APN / Parcel Number

Primary APNR022820
Alternative APN
  • 69079006

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleUnderground/Berm
Exterior MaterialWood
Construction TypeWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area222,592 sqft (5.11 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Deck AreaDeck Area
Patio Area590 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR022820
Street Address220 3RD ST
CityPENROSE
StateCO
Zip81240-9107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 COLLETTI TRACTS
Legal SubdivisionCOLLETTI TRACTS
Legal Lot Number2
JurisdictionFREMONT CO
Township / Civil DivisionPENROSE-PORTLAND
Census Block Group2
Census Block2008
Census Tract978100

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address220 3RD ST, PENROSE, CO 81240-9107
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 14, 2020Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREMONT CO
Property Address220 3RD ST, PENROSE, CO 81240-9107
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001014455
DateMar 28, 2022
Instrument1014455
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREMONT CO
Recording DateDec 14, 2020
Property Address220 3RD ST, PENROSE, CO 81240-9107
Document Number0000994335
Instrument DateDec 11, 2020
Instrument994335
Transaction TypeTransfer
Record UpdatedMar 31, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address220 3RD ST, PENROSE, CO 81240-9107

Mortgage

Document Number0000994336
DateDec 14, 2020
Instrument994336
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
Unified School DistrictFremont RE-2 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$998.00 (+43.6%)$13,409 (-2.81%)$214,550 (+4.19%)
2024$695.00 (+1.61%)$13,797 (+46.11%)
2023$684.00 (-14.39%)$9,443 (-13.86%)$205,931 (+30.56%)
2022$799.00$10,963$157,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 65% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENROSE WD
serves 3,149 people · EPA ID CO0122700
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
SECOM
Fixed Wireless · Fiber in parts of the area
300 / 50
Verizon
Fixed Wireless
300 / 20

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