220 3rd St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 220 3rd St, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,332 sqft · built 1925
Lot Size	0.078 acres (3,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (May 2023)
Tax Bill	$10,523 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-29-210-042`

Property Details

APN / Parcel Number

Primary APN	`09-09-29-210-042`
Alternative APN	`0929210042`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	3,398 sqft (0.078 acres)
Lot Dimensions	64 ft deep x 53 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	220 3RD ST
City	ANN ARBOR
State	MI
Zip	48103-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4C
Legal Description	LOT 20 EXC W 36 FT KRAUSE ADDITION
Legal Range	06E
Legal Township	02S
Legal Section	29
Legal Subdivision	FT KRAUSE ADD
Legal Block	210
Legal Lot Number	20
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	2
Census Block	2002
Census Tract	400600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old West Side Historic District listed 1972 · 1,300 contributing resources · NRIS 72000661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 3RD ST, ANN ARBOR, MI 48103-4305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY BANK
May 19, 2023	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	20236688008
Deed Book / Page	5521 / 130
Last Transfer Date	Jul 28, 2026
Transfer Doc	0006804933
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jul 29, 2026
Property Address	220 3RD ST, ANN ARBOR, MI 48103-4305
Document Number	0006804933
Book / Page	5637 / 945
Instrument Date	Jul 28, 2026
Instrument	20266804933
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	220 3RD ST, ANN ARBOR, MI 48103-4305

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	220 3RD ST, ANN ARBOR, MI 48103-4305
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	UNKNOWN, LIB

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 3RD ST, ANN ARBOR, MI 48103-4305

Mortgage

Document Number	0006780061
Date	Dec 18, 2025
Book Page	5613/51
Instrument	6780061

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	May 19, 2023
Property Address	220 3RD ST, ANN ARBOR, MI 48103-4305
Document Number	0006688008
Book / Page	5521 / 130
Map Reference	LB 1 PG 22
Instrument Date	May 17, 2023
Instrument	6688008
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 3RD ST, ANN ARBOR, MI 48103-4305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6213 WAGNER LN, BETHESDA, MD 20816-1028

Mortgage

Document Number	0006688009
Date	May 19, 2023
Instrument	6688009

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	220 3RD ST, ANN ARBOR, MI 48103-4305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006561904
Date	Dec 28, 2020
Book Page	5395/66
Instrument	6561904

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	220 3RD ST, ANN ARBOR, MI 48103-4305
Document Number	0006525967
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 3RD ST ANN ARBOR MI 481034305, ANN ARBOR, MI 48103-4305

Mortgage

Document Number	0006525967
Date	Jun 16, 2020
Book Page	005359/000179
Instrument	6525967

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2045

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,000	$442,000
2025	$10,523.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 units insured incl. 6 condo units
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: 123.NET.

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