Benton County property record for 220 3rd Ave NE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 6,199 sqft (0.142 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,106.00 (2026) |
| Primary APN | 17.00830.00 |
|---|
| Lot Area | 6,199 sqft (0.142 acres) |
|---|
| Street Address | 220 3RD AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-004 BLOCK-014 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 35 |
| Legal Subdivision | ST CLOUD PARK |
| Legal Block | 14 |
| Legal Lot Number | 4 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00830.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 3RD AVE NE, SAINT CLOUD, MN 56304-0424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2022 | Deed of Trust, Mortgage · Line of Credit HARVEST BANK |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HARVEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 220 3RD AVE NE, SAINT CLOUD, MN 56304-0424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 220 3RD AVE NE, SAINT CLOUD, MN 56304-0424 |
| Document Number | 0000461582 |
|---|---|
| Date | Jul 05, 2022 |
| Instrument | 461582 |
| Name | HARVEST BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 11, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 220 3RD AVE NE, SAINT CLOUD, MN 56304-0424 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2022 |
| Title Company | OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, STEAMS CNTY ABSTRACT & TTL C |
| Name | Verified Name |
|---|
| Document Number | 0000457420 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 457420 |
| Name | HARVEST BANK |
|---|---|
| Type | Bank |
| Address | KIMBALL, MN 55353 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,106.00 (+19.39%) Homeowner's exemption | $178,100 (+8.47%) Land $25,000 Building $153,100 | $178,100 (+8.47%) Land $25,000 Building $153,100 |
| 2023 | $1,764.00 | $164,200 Land $25,000 Building $139,200 | $164,200 Land $25,000 Building $139,200 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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