Pierce County property record for 220 1st St E, Roy, WA 98580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,984 sqft · built 1900 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Sep 2025) |
| Tax Bill | $3,907 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2025 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 570500-0-280 |
| Primary APN | 570500-0-280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,400 sqft (0.331 acres) |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 220 1ST ST E |
|---|---|
| City | ROY |
| State | WA |
| Zip | 98580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | SECTION 34 TOWNSHIP 18 RANGE 02 QUARTER 24 MCNAUGHTS JAMES 1ST ADD L 5 & 6 B 5 |
| Legal Range | 02 |
| Legal Township | 18 |
| Legal Section | 34 |
| Legal Subdivision | MCNAUGHTS JAMES 1ST ADD |
| Legal Block | 5 |
| Legal Lot Number | 5,6 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | ROY |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 73001 |
Source: Pierce County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 1ST ST E, ROY, WA 98580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 29, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 15, 2020 | Warranty Deed, Transfer · Construction Mortgage FIDELIS EQUITY & R/E FUND A LL |
| Oct 11, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 11, 2019 | Correction Deed FIRST AMERICAN TITLE |
| Jul 2, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Jan 4, 2018 | Deed of Trust, Mortgage TRACY & CINDY HOMANN |
| Nov 14, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Sep 15, 2020 · Amount on Record |
| Deed Document Number | 2025472 |
| Prior Transfer Date | Sep 27, 2019 |
| Prior Transfer Doc | 0000000775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 220 1ST ST E, ROY, WA 98580 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007200417 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 202207200417 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 29, 2025 |
| Property Address | 220 1ST ST E, ROY, WA 98580 |
| Document Number | 0009290472 |
| Map Reference | VOL 3 PG 9 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 202509290472 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,720.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2201ST STREET E, ROY, WA 98580 |
| Investor | Possibly a Property Investor |
| Document Number | 0009290473 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 202509290473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 15, 2020 |
| Property Address | 220 E E ST # 1ST, TACOMA, WA 98421 |
| Document Number | 2009151333 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 202009151333 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,469.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 119TH ST S TACOMA WA 984445209, TACOMA, WA 98444-5209 |
| Investor | Possibly a Property Investor |
| Document Number | 2009151334 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 202009151334 |
| Name | FIDELIS EQUITY & R/E FUND A LL |
|---|---|
| Address | FEDERAL WAY, WA 98003 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 14, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Oct 11, 2019 |
| Property Address | 220 E E ST # 1ST, TACOMA, WA 98421 |
| Document Number | 1910110775 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 201910110775 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 220 1ST AVE E PACIFIC WA 98047, PACIFIC, WA 98047 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 11, 2019 |
| Property Address | 220 E E ST # 1ST, TACOMA, WA 98421 |
| Document Number | 1907110534 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 201907110534 |
| Record Updated | May 22, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 220 1ST AVE E PACIFIC WA 98047, PACIFIC, WA 98047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 2, 2019 |
| Property Address | 220 E E ST # 1ST, TACOMA, WA 98421 |
| Document Number | 1907020445 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 201907020445 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,783.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 220 1ST AVE E PACIFIC WA 98047, PACIFIC, WA 98047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 220 E E ST # 1ST, TACOMA, WA 98421 |
| Document Number | 1801160626 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4244 90TH WAY SE OLYMPIA WA 985015614, OLYMPIA, WA 98501-5614 |
| Document Number | 1801160626 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 201801160626 |
| Name | TRACY & CINDY HOMANN |
|---|---|
| Address | 6119 201ST LN SE, TENINO, WA 98589 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Jan 15, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Nov 14, 2017 |
| Property Address | 220 E E ST # 1ST, TACOMA, WA 98421 |
| Document Number | 1711140278 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 201711140278 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $717.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10430 CEDAR LAKE DR SE OLYMPIA WA 985019719, OLYMPIA, WA 98501-9719 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Municipality | Roy City |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,900 (+3.91%) Land $138,500 Building $262,400 | $400,900 (+3.91%) Land $138,500 Building $262,400 | |
| 2025 | $3,907.00 (-0.26%) | $385,800 (+5.32%) Land $119,400 Building $266,400 | $385,800 (+5.32%) Land $119,400 Building $266,400 |
| 2024 | $3,917.00 (+0.85%) | $366,300 (-2.76%) Land $109,900 Building $256,400 | $366,300 (-2.76%) Land $109,900 Building $256,400 |
| 2023 | $3,884.00 | $376,700 Land $118,200 Building $258,500 | $376,700 Land $118,200 Building $258,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROY serves 1,214 people · EPA ID WA5345027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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