22 Yale St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 22 Yale St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,828 sqft · built 1900
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2022)
Tax Bill	$4,765 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-00016`

Property Details

APN / Parcel Number

Primary APN	`104-00016`
Alternative APN	`CHIC M:0104 P:00016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	986 sqft
Attic	Attic
Attic Area	616 sqft
Basement Area	856 sqft
Unfinished Basement	856 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104-00016
Street Address	22 YALE ST
City	CHICOPEE
State	MA
Zip	01020-3474
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3011
Census Tract	810700

Owner

22 Yale St, a duplex, is owned and occupied by an individual who bought it in August 2022.

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	22 YALE ST, CHICOPEE, MA 01020-3474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · FHA Mortgage TD BANK NA
Apr 15, 2022	Quit Claim Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit POLISH NAT'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Apr 15, 2022 · Amount on File
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 11, 2022
Property Address	22 YALE ST, CHICOPEE, MA 01020-3474
Document Number	0000231479
Instrument Date	Aug 10, 2022
Instrument	231479
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 MAYHER ST, SPRINGFIELD, MA 01104-1240

Mortgage

Document Number	0000231480
Date	Aug 11, 2022
Instrument	231480

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2022: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 15, 2022
Property Address	22 YALE ST, CHICOPEE, MA 01020-3474
Document Number	0000230169
Instrument Date	Apr 14, 2022
Instrument	230169
Transaction Type	Construction Loan
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 NOBLE ST # 22, 22, WESTFIELD, MA 01085-3841

Mortgage

Document Number	0000230170
Date	Apr 15, 2022
Instrument	230170

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	22 YALE ST, CHICOPEE, MA 01020-3474
Document Number	0000213461
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000213461
Date	Feb 1, 2018
Instrument	213461

Lender

Name	POLISH NAT'L CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 31, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22 Yale St was $4,765, up 5.7% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,765.00 (+5.75%)	$314,300 (+2.95%) Land $83,600 Building $230,700
2024	$4,506.00 (+33.08%)	$305,300 (+36.6%) Land $82,000 Building $223,300
2023	$3,386.00	$223,500 Land $74,500 Building $149,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Yale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22 Yale St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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