Baltimore County property record for 22 Windward Way, Middle River, MD 21220
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,551 sqft · built 1996 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Aug 2026) |
| Tax Bill | $4,094 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2024 Mortgage + 3 more |
| APN | 15-2200015290 |
| Primary APN | 15-2200015290 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| 1st Floor Area | 1,551 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 315 sqft |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 2200015290 |
|---|---|
| Street Address | 22 WINDWARD WAY |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-7507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .17 AC SENECA HARBOR |
| Legal Subdivision | SENECA HARBOR |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 451803 |
22 Windward Way is owned and occupied by two individuals who bought it in August 2026.
Source: Baltimore County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 WINDWARD WAY, MIDDLE RIVER, MD 21220-7507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 6, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Sep 14, 2023 | Intrafamily Transfer, Transfer |
| Apr 13, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Aug 19, 1996 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 51621 / 133 |
| Prior Transfer Date | Jul 3, 2023 |
| Prior Transfer Doc | 0483770440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Aug 12, 2026 |
| Property Address | 22 WINDWARD WAY, MIDDLE RIVER, MD 21220-7507 |
| Document Number | 5162000133 |
| Book / Page | 51621 / 133 |
| Instrument Date | Jul 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | R AND P SETTLEMENT GROUP LLC, R & C SETTLEMENT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 WINDWARD WAY, MIDDLE RIVER, MD 21220-7507 |
| Document Number | 5162000144, |
|---|---|
| Date | Aug 12, 2026 |
| Book Page | 51621/144 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 22 WINDWARD WAY, BALTIMORE, MD 21220-7507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 22 WINDWARD WAY, BALTIMORE, MD 21220-7507 |
| Document Number | 0491940003 |
|---|---|
| Date | Jun 28, 2024 |
| Book Page | 49194/3 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 6, 2026 |
| Property Address | 22 WINDWARD WAY, MIDDLE RIVER, MD 21220-7507 |
| Document Number | 0511630259 |
| Book / Page | 51163 / 259 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22 WINDWARD WAY, MIDDLE RIVER, MD 21220-7507 |
| Investor | Possibly a Property Investor |
| Document Number | 5116000262, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 51163/262 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 14, 2023 |
| Property Address | 22 WINDWARD WAY, BALTIMORE, MD 21220-7507 |
| Document Number | 0483770440 |
| Book / Page | 48377 / 440 |
| Map Reference | MB 64 FO 128 |
| Instrument Date | Jul 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 WINDWARD WAY, MIDDLE RIVER, MD 21220-7507 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 22 WINDWARD WAY, BALTIMORE, MD 21220-7507 |
| Document Number | 0390400029 |
| Book / Page | 039040 / 000029 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 22 WINDWARD WAY BALTIMORE MD 212207507, BALTIMORE, MD 21220-7507 |
| Document Number | 0390400029 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 039040/000029 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296,167 | $325,300 Land $109,000 Building $216,300 | |
| 2024 | $4,094.00 (+120.82%) | ||
| 2023 | $1,854.00 Homeowner's exemption | $237,900 Land $103,400 Building $134,500 | $237,900 Land $103,400 Building $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 22 Windward Way; there have been 31 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 31 (1979–2024) |
| Claims Outside the SFHA | 3 of 31 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Windward Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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