22 Windmill Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 22 Windmill Ln, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,808 sqft · built 2015
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jun 2021)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242003240`

Property Details

APN / Parcel Number

Primary APN	`242003240`
Alternative APN	`R614 028 000 4167 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,808 sqft Living Area

Exterior

Year Built	Built 2015
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242003240
Street Address	22 WINDMILL LN
City	BLUFFTON
State	SC
Zip	29909-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 951 CYPRESS RIDGE PH 5B-1 PB140 PG115
Legal Subdivision	MILL CREEK AT CYPRESS RIDGE
Legal Phase	5B
Legal Lot Number	951
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1004
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22 WINDMILL LN, BLUFFTON, SC 29909-7855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 30, 2021	Intrafamily Transfer, Transfer
Jun 28, 2021	Deed, Transfer
Feb 21, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	0000047155
Deed Book / Page	4030 / 1888
Last Transfer Date	Sep 30, 2021
Transfer Doc	0000069336
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	22 WINDMILL LN, BLUFFTON, SC 29909-7855
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064296
Date	Nov 4, 2020
Book Page	3930/1303
Instrument	2020064296

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Sep 30, 2021
Property Address	22 WINDMILL LN, BLUFFTON, SC 29909-7855
Document Number	0000069336
Book / Page	4066 / 2403
Map Reference	MB 140 PG 115
Instrument Date	Sep 30, 2021
Instrument	2021069336
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 WINDMILL LN, BLUFFTON, SC 29909-7855

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 28, 2021
Property Address	22 WINDMILL LN, BLUFFTON, SC 29909-7855
Document Number	0000047155
Book / Page	4030 / 1888
Map Reference	MB 140 PG 115
Instrument Date	Jun 4, 2021
Instrument	2021047155
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 WINDMILL LN, BLUFFTON, SC 29909-7855

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	22 WINDMILL LN, BLUFFTON, SC 29909-7855
Document Number	0000010822
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WINDMILL LN BLUFFTON SC 299097855, BLUFFTON, SC 29909-7855

Mortgage

Document Number	0000010822
Date	Feb 26, 2020
Book Page	003840/001833
Instrument	10822

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,326.00 (-0.06%)	$19,720 (-)
2024	$3,328.00	$19,720 (-) Land $2,400 Building $17,320	$493,000 (-) Land $60,000 Building $433,000
2023	$3,328.00 (-57.1%)	$19,720 (+14.65%) Land $2,400 Building $17,320	$493,000 (+14.65%) Land $60,000 Building $433,000
2022	$7,757.00	$17,200 Land $2,400 Building $14,800	$430,000 Land $60,000 Building $370,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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