22 Willow St, Big Flats, NY 14814 Property Records

Chemung County and Big Flats Town property record for 22 Willow St, Big Flats, NY 14814

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,332 sqft · built 1960
Lot Size	0.656 acres (28,613 sqft)
Owner	2 Individual Names on File
Last Sale	$178,500 (Jun 2013)
Tax Bill	$5,081 (2026)
Deeds & Mortgages	Jun 2013 Sale & Mortgage Dec 2011 Sale & Mortgage + 1 more
APN	`072400 66.02-1-70`

Property Details

APN / Parcel Number

Primary APN	`072400 66.02-1-70`
Alternative APNs	`240006600200010700000000` `01720018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	28,613 sqft (0.656 acres)
Lot Dimensions	195 ft deep x 146 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01720018
Street Address	22 WILLOW ST
City	BIG FLATS
State	NY
Zip	14814-7941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LOT 18 HILLVIEW HEIGHTS
Legal Block	1
Legal Lot Number	70.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	BIG FLATS
Census Block Group	1
Census Block	1034
Census Tract	10301

Owner

22 Willow St is owned and occupied by two individuals who bought it in June 2013.

Source: Chemung County and Big Flats Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 WILLOW ST, BIG FLATS, NY 14814-7941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2013	Deed, Transfer · FHA Mortgage ELMIRA SAVINGS BANK
Dec 5, 2011	Deed, Transfer FIRST HERITAGE FEDERAL CREDIT UNION
Aug 26, 2011	Deed, Transfer CORNING FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2013 · Amount on File
Deed Sale	Jun 25, 2013 · Amount on File
Prior Sale	Dec 5, 2011 · Amount on File
Deed Book / Page	20130 / 15165
Record Updated	Oct 29, 2026

June 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Jun 25, 2013
Property Address	22 WILLOW ST, BIG FLATS, NY 14814-7941
Document Number	0000020130/0000015165
Book / Page	0000020130 / 0000015165
Instrument Date	Jun 20, 2013
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	DAVID PAWLAH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WILLOW ST, BIG FLATS, NY 14814-7941

Mortgage

Document Number	2013062500315166
Date	Jun 25, 2013
Instrument	20130625-00315166

Lender

Name	ELMIRA SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Jan 1, 2042

December 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Dec 5, 2011
Property Address	22 WILLOW ST, BIG FLATS, NY 14814-7941
Document Number	0000002011/0000061093
Book / Page	0000002011 / 0000061093
Instrument Date	Nov 30, 2011
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	JOHN V MOORE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WILLOW ST, BIG FLATS, NY 14814-7941

Mortgage

Document Number	2011120500161094
Date	Dec 5, 2011
Instrument	20111205-00161094

Lender

Name	FIRST HERITAGE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2026

August 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Aug 26, 2011
Property Address	22 WILLOW ST, BIG FLATS, NY 14814-7941
Document Number	0000002011/0000052093
Book / Page	0000002011 / 0000052093
Instrument Date	Aug 22, 2011
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 FARR DR, HORSEHEADS, NY 14845-7958

Mortgage

Document Number	2011082600152094
Date	Aug 26, 2011
Instrument	20110826-00152094

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	173 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 22 Willow St was $5,081 with a homeowner's exemption, up 11.5% from the year before.

Source: Chemung County and Big Flats Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Big Flats Town
Unified School District	Horseheads Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,081.00 (+11.55%) Homeowner's exemption
2025	$4,555.00	$169,600 Land $29,200 Building $140,400	$199,100 Land $34,279 Building $164,821
2023		$157,000 Land $27,000 Building $130,000	$167,021 Land $28,723 Building $138,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 22 Willow St; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Xtreme5G Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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