22 Willow Ln, Covington, PA 16917 Property Records

Tioga County property record for 22 Willow Ln, Covington, PA 16917

Property Summary

Property Type	Other Improved
Details	3 bd · 1.5 ba · 1,544 sqft · built 1970
Lot Size	14.1 acres (614,196 sqft)
Owner	Individual Name on Record
Tax Bill	$2,307 (2026)
Deeds & Mortgages	Dec 2020 Second Mortgage Sep 2017 Second Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`07/04.00/026./000`

Property Details

APN / Parcel Number

Primary APN	`07/04.00/026./000`
Alternative APN	`00003483`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Total Area
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Lot Area	614,196 sqft (14.1 acres)
Garage Type	Detached
Garage Area	816 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00003483
Street Address	22 WILLOW LN
City	COVINGTON
State	PA
Zip	16917-9540
Property Category	Other
Property Type	Other > Other Improved
Jurisdiction	TIOGA PA
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1079
Census Tract	950500

Owner

Source: Tioga County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 WILLOW LN, COVINGTON, PA 16917-9540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HERITAGE FCU
Sep 22, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS COMMUNITY BANK
Aug 17, 2017	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 7, 2017
Transfer Doc	0201706947
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	22 WILLOW LN, COVINGTON, PA 16917-9540
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WILLOW LN, COVINGTON, PA 16917-9540

Mortgage

Document Number	0202009507
Date	Dec 14, 2020
Instrument	202009507

Lender

Name	FIRST HERITAGE FCU
Type	Credit Union
Address	PAINTED POST, NY 14870

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 23, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA PA
Property Address	22 WILLOW LN, COVINGTON, PA 16917-9540
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201708113
Date	Sep 22, 2017
Instrument	201708113

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 18, 2032

August 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	TIOGA PA
Recording Date	Aug 17, 2017
Property Address	22 WILLOW LN, COVINGTON, PA 16917-9540
Document Number	0201706947
Instrument Date	Aug 7, 2017
Instrument	201706947
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WILLOW LN, COVINGTON, PA 16917-9540

Tax Assessment & Valuation

Source: Tioga County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Tioga County
County Subdivision	Covington Township
Unified School District	Southern Tioga School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,307.00 (-34.39%)	$147,990 (-) Land $58,540 Building $89,450
2024	$3,516.00	$147,990 Land $58,540 Building $89,450
2023			$147,990 Land $58,540 Building $89,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2010–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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