Monmouth County and Howell Township property record for 22 Willow Ave, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,606 sqft · built 1975 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Dec 2014) |
| Tax Bill | $10,326 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00034-0000-00010 |
| Primary APN | 21-00034-0000-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,606 sqft Living Area |
| 1st Floor Area | 2,590 sqft |
| Upper Floors Area | 530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,602 sqft (0.45 acres) |
| Pool Area | 578 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 40 sqft |
| Patio Area | 1,008 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 008990 |
|---|---|
| Street Address | 22 WILLOW AVE |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARE3 |
| Legal Description | INCL BLK 34 LOTS 10 & 12 NIT 1A |
| Legal Subdivision | TOWNSHIP/HOWELL |
| Legal Block | 34 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 811200 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 WILLOW AVE, HOWELL, NJ 07731-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 21, 2017 | Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2014 · Amount on Record |
| Deed Sale | Dec 26, 2014 · Amount on Record |
| Prior Sale | Dec 4, 2000 · Amount on Record |
| Deed Document Number | 2014104909 |
| Deed Book / Page | 9094 / 2969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 WILLOW AVE, HOWELL, NJ 07731-2507 |
| Document Number | 0000147339 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NEW HORIZON ABSTRACT INC, NEW HORIZON ABS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 WILLOW AVE HOWELL NJ 077312507, HOWELL, NJ 07731-2507 |
| Document Number | 0000147339 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 009463/006127 |
| Instrument | 147339 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 WILLOW AVE, HOWELL, NJ 07731-2507 |
| Document Number | 0000109281 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | NEW HORIZON ABSTRACT INC, NEW HORIZON ABS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 WILLOW AVE HOWELL NJ 077312507, HOWELL, NJ 07731-2507 |
| Document Number | 0000109281 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 009380/001933 |
| Instrument | 109281 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 21, 2017 |
| Property Address | 22 WILLOW AVE, HOWELL, NJ 07731-2507 |
| Document Number | 0000059363 |
| Book / Page | 009232 / 002436 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 59363 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 WILLOW AVE HOWELL NJ 077312507, HOWELL, NJ 07731-2507 |
| Document Number | 59364 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 009232/002445 |
| Instrument | 59364 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701,400 (+16.9%) Land $315,400 Building $386,000 | $701,400 (+16.9%) Land $315,400 Building $386,000 | |
| 2025 | $10,326.00 (-3.21%) | $600,000 (-) Land $245,400 Building $354,600 | $600,000 (-) Land $245,400 Building $354,600 |
| 2024 | $10,668.00 (-10.19%) | ||
| 2023 | $600,000 Land $200,600 Building $399,400 | $600,000 Land $200,600 Building $399,400 | |
| 2022 | $11,878.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2012–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 75% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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