22 Whitewater Dr, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 22 Whitewater Dr, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,239 sqft · built 2023
Lot Size	3.52 acres (153,331 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (May 2026)
Tax Bill	$8,576 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:6 L:26-13`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:6 L:26-13`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,239 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,244 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	153,331 sqft (3.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	22 WHITEWATER DR
City	BIDDEFORD
State	ME
Zip	04005-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	26-13
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	3
Census Block	3005
Census Tract	25100

Owner

22 Whitewater Dr is owned and occupied by two individuals who bought it in May 2026.

Source: York County and Biddeford City records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 WHITEWATER DR, BIDDEFORD, ME 04005-9385
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CAMDEN NATIONAL BANK
May 4, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2019	Deed of Trust, Transfer NORTHEAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Sep 16, 2019 · Amount on File
Deed Book / Page	19895 / 762
Prior Transfer Date	Apr 24, 2026
Prior Transfer Doc	0198950758
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 4, 2026
Property Address	22 WHITEWATER DR, BIDDEFORD, ME 04005-9385
Document Number	0198950762
Book / Page	19895 / 762
Instrument Date	Apr 28, 2026
Instrument	2026.14713
Transaction Type	Transfer
Record Updated	May 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WHITEWATER DR, BIDDEFORD, ME 04005-9385

Mortgage

Date	May 4, 2026

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 4, 2026
Property Address	22 WHITEWATER DR, BIDDEFORD, ME 04005-9385
Document Number	0198950758
Book / Page	19895 / 758
Instrument Date	Apr 24, 2026
Instrument	202614712
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WHITEWATER DR, BIDDEFORD, ME 04005-9385

September 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	22 WHITEWATER DR, BIDDEFORD, ME 04005-9385
Document Number	0180460050
Instrument Date	Sep 13, 2019
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	SIGNATURE ESCROW AND TITLE SERVICES, SIGNATURE ESCROW & TITLE SVCS

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22 WHITEWATER DR BIDDEFORD ME 040059385, BIDDEFORD, ME 04005-9385

Mortgage

Document Number	0180460050
Date	Sep 16, 2019
Book Page	018046/000050
Instrument	38935

Lender

Name	NORTHEAST CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2029

Interest

Rate Type	Adjustable Rate
Rate	6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 22 Whitewater Dr was $8,576, down 9.1% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,576.00 (-9.1%)	$574,000 (-13.49%) Land $311,200 Building $262,800
2024	$9,435.00 (+106.86%)	$663,500 (+90.88%) Land $315,200 Building $348,300
2023	$4,561.00 (+195.98%)	$347,600 (+270.18%) Land $208,300 Building $139,300	$430,635
2022	$1,541.00	$93,900 Land $93,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Whitewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Whitewater Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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