22 West St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 22 West St, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,956 sqft Total Area
Lot Size4,792 sqft (0.11 acres)
GarageDetached, 209 sqft
Last Sale$170,000 (2017)
Tax Bill$5,890.00 (2025)

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.5-2-28

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address37 NEW ST, EASTCHESTER, NY 10709-3526
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Stand Alone Refinance
CARDINAL FINANCIAL COMPANY LP
Nov 01, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2017 · Amount on Record
Deed SaleNov 01, 2017 · Amount on Record
Prior SaleAug 05, 2015 · Amount on Record
Deed Book / Page2017 / 5323
Prior Transfer DateJul 02, 1996
Prior Transfer Doc0790000039
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address22 WEST ST, ONEONTA, NY 13820-1735
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number985
DateJul 16, 2021
Instrument2021-3985
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateNov 01, 2017
Property Address22 WEST ST, ONEONTA, NY 13820-1735
Document Number0000005323
Instrument DateSep 08, 2017
Instrument5323
Transaction TypeTransfer
Record UpdatedDec 05, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16015 POWELLS COVE BLVD WHITESTONE NY 113571355, WHITESTONE, NY 11357-1355

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,890.00$120,000 (-) Land $12,700 Building $107,300$169,014 (+14.08%) Land $17,887 Building $151,127
2023$120,000 Land $12,700 Building $107,300$148,148 Land $15,679 Building $132,469

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN361200 300.5-2-28
Alternative APNs
  • 120030000500020280000000
  • 3911 3498

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area1,956 sqft Total Area
1st Floor1,102 sqft 1st Floor
2nd Floor854 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1980
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,792 sqft (0.11 acres)
Depth X Width92 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area209 sqft Garage
Porch Area140 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 3498
Street Address22 WEST ST
CityONEONTA
StateNY
Zip13820-1735
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block2
Legal Lot Number28.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup2
Census Block2021
Census Tract591100

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