22 Walnut St, Oberlin, OH 44074 Property Records

Lorain County property record for 22 Walnut St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,845 sqft · built 1900
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Sep 2007)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-076-101-026`

Property Details

APN / Parcel Number

Primary APN	`09-00-076-101-026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,845 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	725 sqft
Upper Floors Area	725 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Old Style
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	199 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	97 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	22 WALNUT ST
City	OBERLIN
State	OH
Zip	44074-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALEXANDER 61.38 X 194 S/L 8
Legal Subdivision	LUCY ALEXANDERS SUBDIVISION
Legal Block	101
Legal Lot Number	8
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	1
Census Block	1023
Census Tract	60100

Owner

22 Walnut St is owned and occupied by two individuals who acquired it in August 2016.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 WALNUT ST, OBERLIN, OH 44074-1126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2007 · Amount on File
Deed Sale	Sep 26, 2007 · Amount on File
Prior Sale	Sep 26, 2007 · Amount on File
Deed Document Number	0000224040
Last Transfer Date	Aug 11, 2016
Transfer Doc	0000596519
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	22 WALNUT ST, OBERLIN, OH 44074-1126
Document Number	0000708094
Instrument Date	Mar 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 WALNUT ST OBERLIN OH 440741126, OBERLIN, OH 44074-1126

Mortgage

Document Number	0000708094
Date	Mar 21, 2019
Instrument	708094

Lender

Name	FIFTH THIRD BK/NE OH
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22 Walnut St was $2,891.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,891.00	$60,820 (+%) Land $7,160 Building $53,660	$173,760 (-) Land $20,450 Building $153,310
2024	$2,891.00 (+16.71%)	$60,817 (+35.99%) Land $7,158 Building $53,659	$173,760 (+35.98%) Land $20,450 Building $153,310
2023	$2,477.00 (+2.69%)	$44,723 (-0.02%) Land $5,397 Building $39,326	$127,780 Land $15,420 Building $112,360
2022	$2,412.00	$44,730 Land $5,400 Building $39,330
2021			$127,780 Land $15,420 Building $112,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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