22 Walnut Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 22 Walnut Rd, Chelmsford, MA 01824

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,415 sqft · built 1958
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$292,000 (Nov 2007)
Tax Bill$8,898 (2026)
Deeds & MortgagesOct 2021 Refinance
Jun 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11385

Property Details

APN / Parcel Number

Primary APN11385
Alternative APN
  • CHEL M:0048 B:0252 L:4

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area2,415 sqft Living Area
Gross Area4,418 sqft
1st Floor Area1,126 sqft
AtticAttic
Attic Area816 sqft
Basement Area1,126 sqft
Unfinished Basement1,126 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number11385
Street Address22 WALNUT RD
CityCHELMSFORD
StateMA
Zip01824-1143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block252
Legal Lot Number4
JurisdictionCHELMSFORD MA
Township / Civil DivisionCHELMSFORD
Census Block Group2
Census Block2016
Census Tract317202

Owner

22 Walnut Rd is owned and occupied by two individuals who bought it in November 2007.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address22 WALNUT RD, CHELMSFORD, MA 01824-1143
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Jun 15, 2017Deed of Trust, Mortgage · Closed-End Mortgage
DIGITAL FCU
Oct 31, 2017Deed of Trust, Mortgage
DIGITAL FCU
Mar 21, 2018Deed of Trust, Mortgage
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2007 · Amount on File
Deed SaleNov 30, 2007 · Amount on File
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address22 WALNUT RD, CHELMSFORD, MA 01824-1143
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36368-120
DateOct 12, 2021
Book Page36368/120
Instrument59640
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueNov 1, 2041

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address22 WALNUT RD, CHELMSFORD, MA 01824-1143
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31201-224
DateJun 15, 2017
Book Page31201/224
Instrument24821
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term480 Months
DueJun 1, 2057

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address22 WALNUT RD, CHELMSFORD, MA 01824-1143
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31602-209
DateOct 31, 2017
Book Page31602/209
Instrument48751
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term180 Months
DueOct 1, 2032

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address22 WALNUT RD, CHELMSFORD, MA 01824-1143
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31945-91
DateMar 21, 2018
Book Page31945/91
Instrument11189
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term120 Months
DueMar 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 22 Walnut Rd was $8,898, down 7.4% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionChelmsford Town
Unified School DistrictChelmsford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,898.00 (-7.37%)$670,500 (-2.98%) Land $330,600 Building $339,900$727,605 (-)
2025$9,606.00 (+2.09%)$691,100 (+0.04%) Land $301,100 Building $390,000$727,605 (-9.55%)
2024$9,409.00 (+3.85%)$690,800 (+9.56%) Land $301,100 Building $389,700$804,460
2023$9,060.00$630,500 Land $323,700 Building $306,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Walnut Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Walnut Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELMSFORD WATER DISTRICT
serves 28,750 people · EPA ID MA3056000
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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