Bergen County and Ramsey Borough property record for 22 W Cedar Pl, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,344 sqft · built 1925 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Oct 2006) |
| Tax Bill | $13,023 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03101-0000-00047 |
| Primary APN | 48-03101-0000-00047 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,344 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 13,591 sqft (0.312 acres) |
| Lot Dimensions | 194 ft deep x 70 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 22 W CEDAR PL |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.312AC |
| Legal Block | 3101 |
| Legal Lot Number | 47 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 W CEDAR PL, RAMSEY, NJ 07446-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jan 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2006 · Amount on Record |
| Deed Sale | Oct 12, 2006 · Amount on Record |
| Deed Book / Page | 9170 / 315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 W CEDAR PL, RAMSEY, NJ 07446-2204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22 W CEDAR PL, RAMSEY, NJ 07446-2204 |
| Document Number | 0048581193 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 4858/1193 |
| Instrument | 2022107101 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 W CEDAR PL, RAMSEY, NJ 07446-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034721308 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 3472/1308 |
| Instrument | 2020006942 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2049 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,600 (+0.49%) Land $296,800 Building $338,800 | $635,600 (+0.49%) Land $296,800 Building $338,800 | |
| 2025 | $13,023.00 (-18.48%) | $632,500 (+11.73%) Land $296,800 Building $335,700 | $632,500 (+11.73%) Land $296,800 Building $335,700 |
| 2024 | $15,975.00 (+7.59%) | ||
| 2023 | $566,100 Land $298,400 Building $267,700 | $566,100 Land $298,400 Building $267,700 | |
| 2022 | $14,848.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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