22 W 2nd St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 22 W 2nd St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1853
Lot Size	0.066 acres (2,875 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Feb 2017)
Tax Bill	$7,378 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00031-0000-00022-01`

Property Details

APN / Parcel Number

Primary APN	`04-00031-0000-00022-01`
Alternative APNs	`04000310000000220001` `0400031000000022A`

Interior

Stories	2 Stories
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1853
Construction Type	Frame
Lot Area	2,875 sqft (0.066 acres)
Lot Dimensions	125 ft deep x 23 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	0400031000000022A
Street Address	22 W 2ND ST
City	BOUND BROOK
State	NJ
Zip	08805-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	31
Legal Lot Number	22.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2009
Census Tract	51100

Owner

22 W 2nd St is owned and occupied by two individuals who bought it in February 2017.

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 W 2ND ST, BOUND BROOK, NJ 08805-1913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BOUND BROOK HM IMP PROGRAM
Feb 21, 2017	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017 · Amount on File
Deed Sale	Feb 21, 2017 · Amount on File
Prior Sale	Mar 9, 2011 · Amount on File
Deed Document Number	20177963
Deed Book / Page	6943 / 1062
Prior Transfer Date	Oct 3, 2008
Prior Transfer Doc	0000055360
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	22 W 2ND ST, BOUND BROOK, NJ 08805-1913
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024760
Date	Apr 16, 2021
Book Page	7332/3529
Instrument	2021024760

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	22 W 2ND ST, BOUND BROOK, NJ 08805-1913
Document Number	0000041075
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 W 2ND ST BOUND BROOK NJ 088051913, BOUND BROOK, NJ 08805-1913

Mortgage

Document Number	0000041075
Date	Oct 31, 2018
Book Page	007080/003502
Instrument	41075

Lender

Name	BOUND BROOK HM IMP PROGRAM
Address	230 HAMILTON ST, BOUND BROOK, NJ 08805-2017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 21, 2017
Property Address	22 W 2ND ST, BOUND BROOK, NJ 08805-1913
Document Number	0000007963
Book / Page	006943 / 001062
Instrument Date	Feb 15, 2017
Instrument	7963
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 W 2ND ST BOUND BROOK NJ 088051913, BOUND BROOK, NJ 08805-1913

Mortgage

Document Number	7964
Date	Feb 21, 2017
Book Page	006943/001067
Instrument	7964

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22 W 2nd St was $7,378, up 4.4% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,800 (+6.43%) Land $246,000 Building $109,800	$355,800 (+6.43%) Land $246,000 Building $109,800
2025	$7,378.00 (+4.43%)	$334,300 Land $226,000 Building $108,300	$334,300 Land $226,000 Building $108,300
2024	$7,065.00
2023		$288,900 Land $186,000 Building $102,900	$288,900 Land $186,000 Building $102,900
2022	$6,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 W 2nd St in Zone X, an area of minimal flood risk, though there have been 899 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	899 (1978–2025)
Claims Outside the SFHA	103 of 899
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 171 claims Severe Storms And Flooding, Apr 2010 · 267 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 219 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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