22 Vista Cove Cir, Spring, TX 77381 Property Records

Montgomery County property record for 22 Vista Cove Cir, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,577 sqft · built 1996
Lot Size0.184 acres (8,001 sqft)
OwnerIndividual Name on Record
Last Sale$739,480 (Aug 2025)
Tax Bill$9,157 (2025)
Deeds & MortgagesAug 2025 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN9726-34-04400

Property Details

APN / Parcel Number

Primary APN9726-34-04400
Alternative APN
  • R242044

Interior

Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,577 sqft Living Area
Gross Area3,100 sqft
1st Floor Area2,577 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,001 sqft (0.184 acres)
Garage TypeAttached
Garage Area523 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area78 sqft
Deck Area489 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address22 VISTA COVE CIR
CitySPRING
StateTX
Zip77381-3635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionWDLNDS VIL PANTHER CR 34, BLOCK 2, LOT 6
Legal SubdivisionWDLNDS VIL PANTHER CK 34
Legal Block2
Legal Lot Number6
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2003
Census Tract691202

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address22 VISTA COVE CIR, SPRING, TX 77381-3635
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2025Vendor's Lien, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 4, 2022Vendor's Lien, Transfer
CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2025 · Amount on Record
Deed SaleAug 21, 2025 · Amount on Record
Prior SaleNov 4, 2022 · Amount on Record
Deed Document Number202585031
Record UpdatedOct 29, 2026

August 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateAug 21, 2025
Property Address22 VISTA COVE CIR, SPRING, TX 77381-3635
Document Number0000085031
Map ReferenceCAB I SH 100
Instrument DateAug 20, 2025
Instrument2025085031
Transaction TypeTransfer
Record UpdatedDec 1, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 VISTA COVE CIR, SPRING, TX 77381-3635

Mortgage

Document Number0000085032
DateAug 21, 2025
Instrument2025085032
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateNov 4, 2022
Property Address22 VISTA COVE CIR, SPRING, TX 77381-3635
Document Number0000133528
Map ReferenceCAB I SH 100
Instrument DateNov 4, 2022
Instrument2022133528
Transaction TypeTransfer
Record UpdatedMar 4, 2024
Title CompanySTEWART TTL OF MONTGOMERY CN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25110 DEVLIN CREEK DR, SPRING, TX 77380-3866

Mortgage

Document Number0000133529
DateNov 4, 2022
Instrument2022133529
Lender
NameCENTRAL BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateDec 1, 2029
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change10.5%
Index1-Year T-Bill
Max Rate10.5%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$677,813 (+17.71%) Land $70,000 Building $607,813$677,813 (+17.71%) Land $70,000 Building $607,813
2025$9,157.00 (-5.21%)$575,810 (+2.77%) Land $70,000 Building $505,810$575,810 (+2.77%) Land $70,000 Building $505,810
2024$9,660.00 (+17.38%)$560,263 (+13.04%) Land $70,000 Building $490,263$560,263 (+13.04%) Land $70,000 Building $490,263
2023$8,230.00 Homeowner's exemption$495,650 Land $70,000 Building $425,650$495,650 Land $70,000 Building $425,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2016–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHE WOODLANDS MUD 1
serves 7,989 people · EPA ID TX1700471
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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