22 Upland Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 22 Upland Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,295 sqft · built 2007
Lot Size	0.654 acres (28,493 sqft)
Owner	2 Individual Names on Record
Last Sale	$858,000 (Jun 2007)
Tax Bill	$18,127 (2025)
Deeds & Mortgages	Dec 2020 Refinance Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00022 B:00081 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00022 B:00081 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,295 sqft Living Area
Gross Area	8,389 sqft
Basement Area	1,887 sqft
Unfinished Basement	1,887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,493 sqft (0.654 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 UPLAND RD
City	ANDOVER
State	MA
Zip	01810-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Subdivision	ANDOVER
Legal Block	81
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	4
Census Block	4009
Census Tract	254200

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 UPLAND RD, ANDOVER, MA 01810-1828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Sep 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2007 · Amount on Record
Deed Sale	Jun 28, 2007 · Amount on Record
Prior Sale	Nov 29, 2006 · Amount on Record
Deed Book / Page	10815 / 196
Transfer Doc	15236-308
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	22 UPLAND RD, ANDOVER, MA 01810-1828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16676-328
Date	Dec 23, 2020
Book Page	16676/328
Instrument	37120

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Sep 27, 2017
Property Address	22 UPLAND RD, ANDOVER, MA 01810-1828
Document Number	15236-305
Book / Page	015236 / 000305
Instrument Date	Sep 19, 2017
Instrument	25028
Transaction Type	Transfer
Record Updated	Oct 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 UPLAND RD ANDOVER MA 018101828, ANDOVER, MA 01810-1828

Mortgage

Document Number	15236-308
Date	Sep 27, 2017
Book Page	015236/000308
Instrument	25029

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,127.00 (+4.23%)	$1,451,300 (+7.49%) Land $605,100 Building $846,200	$1,326,580
2024	$17,391.00 (+4.18%)	$1,350,200 (+10.48%) Land $554,400 Building $795,800
2023	$16,694.00	$1,222,100 Land $499,300 Building $722,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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