22 Union Wharf, Boston, MA 02109 Property Records

Suffolk County and Boston City property record for 22 Union Wharf, Boston, MA 02109

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,340 sqft · built 1855
Lot Size	0.054 acres (2,340 sqft)
Owner	Individual Name on File
Tax Bill	$37,343 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`CBOS W:03 P:03038 S:276`

Property Details

APN / Parcel Number

Primary APN	`CBOS W:03 P:03038 S:276`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,340 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,340 sqft (0.054 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	22 UNION WHARF
City	BOSTON
State	MA
Zip	02109-1202
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CD
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1010
Census Tract	30500

Owner

22 Union Wharf, a condominium, is owned by an individual.

Source: Suffolk County and Boston City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	30 JEFFRIES ST, EAST BOSTON, MA 02128-2211
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage · Closed-End Mortgage CENTURY BANK & TRUST CO
Nov 12, 2020	Deed of Trust, Mortgage EAST CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	22 UNION WHARF, BOSTON, MA 02109-1202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60064-208
Date	Aug 22, 2018
Book Page	60064/208
Instrument	74863

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	22 UNION WHARF, BOSTON, MA 02109-1202
Document Number	64196-1
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 UNION WHARF BOSTON MA 021091202, BOSTON, MA 02109-1202

Mortgage

Document Number	64196-1
Date	Nov 17, 2020
Book Page	064196/000001
Instrument	101689

Lender

Name	EAST CAMBRIDGE SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22 Union Wharf was $37,343, up 6.1% from the year before.

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37,343.00 (+6.07%)	$3,224,800 (-0.15%) Building $3,224,800	$4,449,040 (-6.86%)
2024	$35,205.00 (+2.51%)	$3,229,800 (+1%) Building $3,229,800	$4,776,885
2023	$34,344.00	$3,197,800 Building $3,197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Union Wharf in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	230 units insured incl. 215 condo units
Nearby Flood Claims	11 (1991–2018)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Union Wharf has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Starry Fixed Wireless · Fiber in parts of the area	800 / 250
Netafy Fixed Wireless	500 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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