22 Union St, Charlestown, MA 02129 Property Records

Suffolk County and Boston City property record for 22 Union St, Charlestown, MA 02129

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,247 sqft · built 1870
Lot Size	0.035 acres (1,516 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 1994)
Tax Bill	$13,586 (2025)
Deeds & Mortgages	Mar 2023 Refinance Nov 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR W:02 P:03823 S:000`

Property Details

APN / Parcel Number

Primary APN	`CHAR W:02 P:03823 S:000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,247 sqft Living Area
Gross Area	3,357 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,516 sqft (0.035 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	22 UNION ST
City	CHARLESTOWN
State	MA
Zip	02129-3506
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	2
Census Block	2004
Census Tract	40401

Owner

22 Union St, a duplex, is owned and occupied by an individual who bought it in April 1994.

Source: Suffolk County and Boston City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	22 UNION ST, CHARLESTOWN, MA 02129-3506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Jun 8, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 1994 · Amount on File
Deed Sale	Apr 15, 1994 · Amount on File
Deed Document Number	1994108294
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	22 UNION ST, CHARLESTOWN, MA 02129-3506
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00068799-1
Date	Mar 22, 2023
Book Page	68799/1
Instrument	16451

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	22 UNION ST, CHARLESTOWN, MA 02129-3506
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066754-205
Date	Nov 30, 2021
Book Page	66754/205
Instrument	129036

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	22 UNION ST, CHARLESTOWN, MA 02129-3506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62824-215
Date	Apr 10, 2020
Book Page	62824/215
Instrument	28923

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	22 UNION ST, CHARLESTOWN, MA 02129-3506
Document Number	59270-311
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59270-311
Date	Mar 6, 2018
Book Page	059270/000311
Instrument	821

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	22 UNION ST, CHARLESTOWN, MA 02129-3506
Document Number	58076-191
Book / Page	058076 / 000191
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58076-191
Date	Jun 14, 2017
Book Page	058076/000191
Instrument	51154

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22 Union St was $13,586, up 4.7% from the year before.

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,586.00 (+4.75%)	$1,173,200 (-1.4%) Land $297,300 Building $875,900
2024	$12,970.00 (+1.49%)	$1,189,900 (-) Land $265,800 Building $924,100
2023	$12,780.00	$1,189,900 Land $265,800 Building $924,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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