Middlesex County and Reading Town property record for 22 Union St, Apt 1, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,228 sqft · built 1900 |
| Lot Size | 0.359 acres (15,639 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (Oct 2025) |
| Tax Bill | $5,723 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 76A000037010 |
| Primary APN | 76A000037010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 15,639 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Account Number | 76A000037010 |
|---|---|
| Street Address | 22 UNION ST, 1 |
| City | READING |
| State | MA |
| Zip | 01867-2647 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | HUBBARD E COX CONDO |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 UNION ST, 1, READING, MA 01867-2647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 24, 2025 | Quit Claim Deed, Transfer NEW FED MORTGAGE CORP |
| Jul 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Feb 20, 2014 · Amount on Record |
| Deed Book / Page | 84778 / 277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 24, 2025 |
| Property Address | 22 UNION ST APT 1, 1, READING, MA 01867-2647 |
| Document Number | 084778-277 |
| Book / Page | 84778 / 277 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 129346 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22 UNION ST APT 1, 1, READING, MA 01867-2647 |
| Document Number | 0000129347 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 129347 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 UNION ST APT 1, 1, READING, MA 01867-2647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75051-428 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 75051/428 |
| Instrument | 107891 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,723.00 (-0.85%) | $522,200 (+3.04%) Building $522,200 | $570,014 (+3.1%) |
| 2025 | $5,772.00 (+2.34%) | $506,800 (+5.32%) Building $506,800 | $552,900 (-7.18%) |
| 2024 | $5,640.00 (-2.24%) | $481,200 (+5.02%) Building $481,200 | $595,650 |
| 2023 | $5,769.00 | $458,200 Building $458,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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