22 Union Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 22 Union Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$499,900 (Aug 2025)
Tax Bill	$12,031 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`550800 165.71-3124-3`

Property Details

APN / Parcel Number

Primary APN	`550800 165.71-3124-3`
Alternative APNs	`080016507131240030000000` `087740`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	087740
Street Address	22 UNION AVE
City	MOUNT VERNON
State	NY
Zip	10550-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3124
Legal Lot Number	3.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1002
Census Tract	3200

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 N 6TH AVE, MOUNT VERNON, NY 10550-1120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB
Jun 13, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Prior Sale	Jun 11, 2014 · Amount on Record
Deed Document Number	20253135
Prior Transfer Date	May 15, 2014
Prior Transfer Doc	0541343207
Record Updated	Oct 29, 2026

August 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 7, 2025
Property Address	22 UNION AVE, MOUNT VERNON, NY 10550-3511
Document Number	0651973135
Map Reference	MAP 278
Instrument Date	Jul 17, 2025
Instrument	651973135
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 UNION AVE, MOUNT VERNON, NY 10550-3511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N 6TH AVE, MOUNT VERNON, NY 10550-1120

Mortgage

Document Number	0652043308
Date	Aug 7, 2025
Instrument	652043308

Lender

Name	QUONTIC BANK FSB
Type	Bank
Address	ASTORIA, NY 11106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	22 UNION AVE, MOUNT VERNON, NY 10550-3511
Document Number	0592033330
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 UNION AVE MOUNT VERNON NY 105503511, MOUNT VERNON, NY 10550-3511

Mortgage

Document Number	0592033330
Date	Jul 22, 2019
Book Page	059203/003330

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 21, 2059

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,031.00 (-36.13%)
2025	$18,836.00	$7,000 (-) Land $2,300 Building $4,700	$388,889 (+6.67%) Land $127,778 Building $261,111
2024		$7,000 (-) Land $2,300 Building $4,700	$364,584 (-10.94%) Land $119,792 Building $244,792
2023		$7,000 Land $2,300 Building $4,700	$409,357 Land $134,503 Building $274,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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