St. Johns County property record for 22 Turtleback Trl, Ponte Vedra Beach, FL 32082
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,406 sqft · built 1984 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Jul 2010) |
| Tax Bill | $2,339 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 062111-0220 |
| Primary APN | 062111-0220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 1,787 sqft |
| 1st Floor Area | 1,068 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 298 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Glass Porch |
| Porch Area | 44 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22 TURTLEBACK TRL |
|---|---|
| City | PONTE VEDRA BEACH |
| State | FL |
| Zip | 32082-2528 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | PUD |
| Legal Description | 15/22-25 TURTLEBACK CROSSING UNIT 1 LOT 22 OR3334/1601 |
| Legal Range | 29E |
| Legal Township | 03S |
| Legal Section | 40 |
| Legal Subdivision | TURTLEBACK CROSSING UNIT 1 |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | PONTE VEDRA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 20705 |
Source: St. Johns County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2010 · Amount on Record |
| Deed Sale | Jul 19, 2010 · Amount on Record |
| Deed Document Number | 201034374 |
| Deed Book / Page | 3334 / 1601 |
| Prior Transfer Date | Mar 16, 2004 |
| Prior Transfer Doc | 0000063490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 21, 2026 |
| Property Address | 22 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2528 |
| Document Number | 0000080444 |
| Book / Page | 6440 / 189 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202680444 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 22 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2528 |
| Document Number | 0000080444, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 6440/189 |
| Instrument | 202680444 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 22 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2528 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0053631759 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 5363/1759 |
| Instrument | 2021098939 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 22 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2528 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2528 |
| Document Number | 0056331153 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 5633/1153 |
| Instrument | 2022087790 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,679 (+2.7%) | $440,323 (+5.31%) Land $110,000 Building $330,323 | |
| 2025 | $2,339.00 (+14.38%) Homeowner's exemption | $187,613 (+2.9%) | $418,134 (-0.54%) Land $110,000 Building $308,134 |
| 2024 | $2,045.00 (+2.2%) Homeowner's exemption | $182,326 (+3%) | $420,398 (-0.95%) Land $95,000 Building $325,398 |
| 2023 | $2,001.00 (+3.57%) Homeowner's exemption | $177,016 (+3%) | $424,415 (+22.55%) Land $95,000 Building $329,415 |
| 2022 | $1,932.00 Homeowner's exemption | $171,860 | $346,327 Land $78,400 Building $267,927 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 238 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 238 in force |
| Nearby Flood Claims | 21 (1982–2016) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Nov 2016 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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