22 Tree Top Dr, Arden, NC 28704 Property Records

Buncombe County property record for 22 Tree Top Dr, Arden, NC 28704 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,190 sqft · built 1987
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on File
Last Sale$367,000 (Aug 2016)
Tax Bill$2,903 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN3005109-2020-20

Property Details

APN / Parcel Number

Primary APN3005109-2020-20
Alternative APNs
  • 9664-04-1851-00000
  • 966413040785000
  • 008268277

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,190 sqft Living Area
Gross Area3,262 sqft
1st Floor Area1,720 sqft
Basement Area722 sqft
Finished Basement650 sqft
Unfinished Basement72 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,106 sqft (0.76 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number3005109-2020-20
Street Address22 TREE TOP DR
CityARDEN
StateNC
Zip28704-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIV: GLEN COVE LOT: 2 SECTION: 4 PLAT: 0053-0180
Legal SubdivisionGLEN COVE
Legal Block1
Legal Lot Number2
JurisdictionBUNCOMBE NC
Township / Civil DivisionLIMESTONE
Census Block Group1
Census Block1000
Census Tract2205

Owner

Source: Buncombe County records · APN 3005109-2020-20

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 TREE TOP DR, ARDEN, NC 28704-3003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2016 · Amount on Record
Deed SaleAug 09, 2016 · Amount on Record
Prior SaleFeb 19, 2014 · Amount on Record
Deed Book / Page5455 / 823
Last Transfer DateNov 13, 2020
Transfer Doc0059801345
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address22 TREE TOP DR, ARDEN, NC 28704-3003
Transaction TypeMortgage
Record UpdatedMar 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061941136
DateMar 11, 2022
Book Page6194/1136
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressASHEVILLE, NC 28801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,903.00 (+4.69%)$450,500 (-) Land $57,000 Building $393,500$450,500 (-) Land $57,000 Building $393,500
2024$2,773.00 (+3.32%)
2023$2,684.00$450,500$450,500 (-) Land $57,000 Building $393,500
2021$450,500 Land $57,000 Building $393,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210022051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1980–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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