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22 Treasure Rd, Marathon, FL 33050 Property Records

Monroe County property record for 22 Treasure Rd, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,452 sqft · built 1973
Lot Size0.199 acres (8,680 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (May 2017)
Tax Bill$14,621 (2024)
Deeds & MortgagesFeb 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN00105240-001700

Property Details

APN / Parcel Number

Primary APN00105240-001700
Alternative APNs
  • 15663200105240001700
  • 1123846

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,452 sqft Living Area
1st Floor Area1,821 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,680 sqft (0.199 acres)
View / LotWaterfront
Garage TypeCovered
Garage Area352 sqft
PorchOpen Porch
Porch Area1,781 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1123846
Street Address22 TREASURE RD
CityMARATHON
StateFL
Zip33050-2504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal Description15 66 32 (AKA LT 16A TREASURE ISLAND) AND 1/24% IN PRIVATE RD OR10-368(II DEED 20689) OR528-1094/98 OR990-700/02 OR993/1213/15 OR1156-1723/25 OR2404-122/125C OR2404-126/129C
Legal Range32E
Legal Township66S
Legal Section15
Legal SubdivisionTREASURE ISLAND PROP
Legal Lot Number16A
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2027
Census Tract971200

Owner

Source: Monroe County records · APN 00105240-001700

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address824 SUMMIT RIDGE DR, BRIDGEWATER, NJ 08807-1870
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
May 31, 2017Warranty Deed, Transfer · ARM
CENTENNIAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2017 · Amount on Record
Deed SaleMay 31, 2017 · Amount on Record
Prior SaleFeb 01, 1973 · Amount on Record
Deed Book / Page2856 / 2034
Prior Transfer DateFeb 20, 2009
Prior Transfer Doc0024040122
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address22 TREASURE RD, MARATHON, FL 33050-2504
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030091314
DateFeb 20, 2020
Book Page3009/1314
Instrument2256645
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 31, 2017
Property Address22 TREASURE RD, MARATHON, FL 33050-2504
Document Number0028562034
Book / Page2856 / 2034
Map ReferenceMB2429 PG1516
Instrument DateApr 26, 2017
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$7,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address22 TREASURE RD, 22, MARATHON, FL 33050-2504

Transferred To (Grantee/Buyer)

NameVerified Name
Address824 SUMMIT RIDGE DR, BRIDGEWATER, NJ 08807-1870

Mortgage

Document Number0002125135
DateMay 31, 2017
Instrument2125135
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyAnnually
Max Rate At Change10.6%
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,770,861 (+8.88%) Land $1,214,711 Building $556,150$1,770,861 (+8.88%) Land $1,214,711 Building $556,150
2024$14,621.00 (+8.82%)
2023$13,436.00 (+16.09%)$1,626,398 (+38.19%) Land $1,084,153 Building $542,245$1,626,398 (+38.19%) Land $1,084,153 Building $542,245
2022$11,574.00$1,176,891 Land $627,639 Building $549,252$1,176,891 Land $627,639 Building $549,252

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879712002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Claims454 (1980–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 110 claims
  • Hurricane Wilma, Oct 2005 · 143 claims
  • Hurricane Georges, Sep 1998 · 159 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 87 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Treasure Rd

Nearby Streets

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