22 Thorne Pl, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 22 Thorne Pl, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,164 sqft · built 1963
Lot Size	0.287 acres (12,500 sqft)
Owner	Company Name on File
Last Sale	$545,000 (Jan 2021)
Tax Bill	$12,331 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00542-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`32-00542-0000-00001`
Alternative APNs	`320054200001` `9425`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	2,164 sqft
Upper Floors Area	1,396 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Patio Area	280 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	9425
Street Address	22 THORNE PL
City	MIDDLETOWN
State	NJ
Zip	07748-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Subdivision	BEECHNUT TERRACE
Legal Block	542
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2016
Census Tract	800701

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	22 THORNE PL, MIDDLETOWN, NJ 07748-1409
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit AFFIDIAN CU
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
Jan 29, 2021	Grant Deed, Transfer · Conventional with PMI TRIDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Jul 26, 1984
Deed Document Number	202116855
Deed Book / Page	9478 / 658
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 THORNE PL, MIDDLETOWN, NJ 07748-1409
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 THORNE PL, MIDDLETOWN, NJ 07748-1409

Mortgage

Document Number	0097832281
Date	Mar 9, 2026
Book Page	9783/2281
Instrument	2026019876

Lender

Name	AFFIDIAN CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 THORNE PL, MIDDLETOWN, NJ 07748-1409
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096468019
Date	Jun 1, 2023
Book Page	9646/8019
Instrument	2023037580

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 29, 2021
Property Address	22 THORNE PL, MIDDLETOWN, NJ 07748-1409
Document Number	0000016855
Book / Page	009478 / 000658
Instrument Date	Jan 8, 2021
Instrument	16855
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	EAST COAST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 THORNE PL MIDDLETOWN NJ 077481409, MIDDLETOWN, NJ 07748-1409

Mortgage

Document Number	16856
Date	Jan 29, 2021
Book Page	009478/000664
Instrument	16856

Lender

Name	TRIDENT MTG
Type	Mortgage Company
Address	DEVON, PA 19333

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,700 (+9.38%) Land $458,800 Building $376,900	$835,700 (+9.38%) Land $458,800 Building $376,900
2025	$12,331.00 (+2.59%)	$764,000 (+19.94%) Land $390,500 Building $373,500	$764,000 (+19.94%) Land $390,500 Building $373,500
2024	$12,020.00 (+9.82%)
2023		$637,000 Land $285,300 Building $351,700	$637,000 Land $285,300 Building $351,700
2022	$10,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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