22 The Elms, Springfield, IL 62712 Property Records

Sangamon County property record for 22 The Elms, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Jan 2006)
Tax Bill	$16,443 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-02.0-176-010`

Property Details

APN / Parcel Number

Primary APN	`29-02.0-176-010`
Alternative APN	`29020176010 (CHECK DIGIT = 9)`

Exterior

Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Account Number	29020176010
Street Address	22 THE ELMS
City	SPRINGFIELD
State	IL
Zip	62712-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE ELMS TR. 10 SEC. 2 SPFLD. LAKE LANDS
Legal Subdivision	ELMS AREA LK LANDS 10
Legal Tract	10
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	3
Census Block	3072
Census Tract	3100

Owner

Source: Sangamon County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 THE ELMS, SPRINGFIELD, IL 62712-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Feb 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2006 · Amount on Record
Deed Sale	Jan 24, 2006 · Amount on Record
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	22 THE ELMS, SPRINGFIELD, IL 62712-8915
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R20288
Date	Nov 1, 2023
Instrument	2023R20288

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 15, 2026

Interest

Rate Type	Fixed Rate
Rate	8.25%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	22 THE ELMS, SPRINGFIELD, IL 62712-8915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R33241
Date	Nov 19, 2020
Instrument	2020R33241

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	22 THE ELMS, SPRINGFIELD, IL 62712-8915
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R01058
Date	Jan 18, 2019
Instrument	2019R01058

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 15, 2022

Interest

Rate Type	Fixed Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 1, 2017
Property Address	22 THE ELMS, SPRINGFIELD, IL 62712-8915
Document Number	2017R02550
Instrument Date	Jan 25, 2017
Instrument	2017R02550
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 THE ELMS, SPRINGFIELD, IL 62712-8915

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,443.00 (+13.44%)	$257,478 (+26.86%) Land $116,132 Building $141,346	$772,434 (+26.86%) Land $348,396 Building $424,038
2022	$14,495.00 Homeowner's exemption	$202,955 Land $91,501 Building $111,454	$608,865 Land $274,503 Building $334,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AMG Technology Investment Group, JAB Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on The Elms

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