22 Susan Dr, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 22 Susan Dr, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	3,925 sqft · built 2007
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on File
Last Sale	$1,875,000 (Aug 2022)
Tax Bill	$39,569 (2025)
Deeds & Mortgages	Mar 2026 Transfer Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-02102-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`07-02102-0000-00003`
Alternative APNs	`070210200003` `141030`

Interior

Stories	1 Story
Building Area	3,925 sqft Living Area
1st Floor Area	3,925 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	145 ft deep x 80 ft wide

Location & Zoning

Account Number	141030
Street Address	22 SUSAN DR
City	CLOSTER
State	NJ
Zip	07624-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.39 AC
Legal Subdivision	ANNLEE HOMES INC SUB
Legal Block	2102
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	1
Census Block	1007
Census Tract	7002

Owner

22 Susan Dr is owner-occupied and held in a trust since April 2025.

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	22 SUSAN DR, CLOSTER, NJ 07624-2315
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Intrafamily Transfer, Transfer
Aug 31, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage VAST BANK NA
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Oct 22, 2008 · Amount on File
Deed Document Number	202287056
Deed Book / Page	4794 / 1010
Last Transfer Date	Apr 10, 2025
Transfer Doc	0055281797
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Mar 9, 2026
Property Address	22 SUSAN DR, CLOSTER, NJ 07624-2315
Document Number	0057401722
Book / Page	5740 / 1722
Instrument Date	Mar 9, 2026
Instrument	2026015256
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 SUSAN DR, CLOSTER, NJ 07624-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22 SUSAN DR, CLOSTER, NJ 07624-2315

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 31, 2022
Property Address	22 SUSAN DR, CLOSTER, NJ 07624-2315
Document Number	0047941010
Book / Page	4794 / 1010
Instrument Date	Aug 2, 2022
Instrument	2022087056
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 UNITED NATIONS PLZ, 845, NEW YORK, NY 10017-3540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SUSAN DR, CLOSTER, NJ 07624-2315

Mortgage

Document Number	2022087057
Date	Aug 31, 2022
Instrument	2022087057

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	22 SUSAN DR, CLOSTER, NJ 07624-2315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FEDILITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025142088
Date	Jan 24, 2017
Book Page	02514/2088
Instrument	17-008027

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 22 Susan Dr was $39,569, up 2.8% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,131,200 (+11.6%) Land $655,400 Building $1,475,800	$2,131,200 (+11.6%) Land $655,400 Building $1,475,800
2025	$39,569.00 (+2.76%)	$1,909,700 Land $620,400 Building $1,289,300	$1,909,700 Land $620,400 Building $1,289,300
2024	$38,507.00
2023		$1,767,000 Land $578,300 Building $1,188,700	$1,767,000 Land $578,300 Building $1,188,700
2022	$36,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Susan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Susan Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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