22 Summit St, Shelby, OH 44875 Property Records

Richland County property record for 22 Summit St, Shelby, OH 44875

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,680 sqft · built 1955
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-222-21-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-222-21-000`
Alternative APN	`03054`

Interior

Stories	1 Story
Building Area	3,680 sqft Total Area
1st Floor Area	2,480 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 SUMMIT ST
City	SHELBY
State	OH
Zip	44875
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	761 760 E 20 FT
Legal Subdivision	CITY OF SHELBY RICHLAND COUNTY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	2
Census Block	2002
Census Tract	2500

Owner

Source: Richland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	398 EDGEWOOD RD, MANSFIELD, OH 44907-1522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NONE LISTED ON DOCUMENT
Aug 4, 2022	Public Action, Foreclosure
Oct 2, 2007	Survivorship Deed, Transfer · Commercial Mortgage THE CITIZENS BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026
Deed Sale	Apr 20, 2026
Prior Sale	Aug 4, 2022 · Amount on Record
Deed Document Number	20264257
Deed Book / Page	3041 / 830
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND OH
Recording Date	Apr 20, 2026
Property Address	22 SUMMIT ST, SHELBY, OH 44875
Document Number	0000004257
Book / Page	3041 / 830
Instrument Date	Apr 14, 2026
Instrument	20264257
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 EDGEWOOD RD, MANSFIELD, OH 44907-1522

Mortgage

Document Number	0000004258,
Instrument	20264258

Lender

Agreement

Type	Stand-Alone First Mortgage

Interest

Rate	6%
Max Rate	-1%

August 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	RICHLAND OH
Recording Date	Aug 4, 2022
Property Address	22 SUMMIT ST, SHELBY, OH 44875
Document Number	002994/936
Book / Page	2994 / 936
Map Reference	VOL 1794 PG 696
Instrument Date	Aug 4, 2022
Instrument	202200009742
Transaction Type	Foreclosure
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 PARK AVE E, MANSFIELD, OH 44902-1861
Investor	Possibly a Property Investor

October 2007: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 2, 2007
Property Address	22 SUMMIT ST, SHELBY, OH 44875
Document Number	01794/0696
Book / Page	1794 / 0696
Instrument Date	Sep 28, 2007
Instrument	200700014994
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	01794/0698
Date	Oct 2, 2007
Book Page	1794/0698
Instrument	200700014995

Lender

Name	THE CITIZENS BANKING CO
Address	SANDUSKY, OH 44870

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00 (+0.09%)	$18,440 (-) Land $7,390 Building $11,050
2024	$1,060.00 (-17.83%)	$18,440 (-) Land $7,390 Building $11,050
2023	$1,290.00 (-11.64%)	$18,440 (+18.13%) Land $7,390 Building $11,050	$52,700 (+18.19%) Land $21,120 Building $31,580
2022	$1,460.00	$15,610 Land $6,720 Building $8,890
2020			$44,590 Land $19,200 Building $25,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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