22 Summit Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 22 Summit Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,687 sqft · built 1895
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,000 (Oct 2009)
Tax Bill	$12,126 (2024)
Deeds & Mortgages	Jun 2021 Second Mortgage Feb 2021 Mortgage + 1 more
APN	`04-00123-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`04-00123-0000-00023`
Alternative APNs	`040012300023` `40388009`

Interior

Stories	2 Stories
Building Area	1,687 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	40388009
Street Address	22 SUMMIT AVE
City	CHATHAM
State	NJ
Zip	07928-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	WILLIAM W ODGENS PROP
Legal Block	123
Legal Lot Number	23
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1005
Census Tract	42800

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 SUMMIT AVE, CHATHAM, NJ 07928-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2009 · Amount on Record
Deed Sale	Oct 2, 2009 · Amount on Record
Deed Document Number	200980702
Deed Book / Page	21406 / 1229
Last Transfer Date	May 28, 2019
Transfer Doc	0235570300
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	22 SUMMIT AVE, CHATHAM, NJ 07928-2733
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241550002
Date	Jun 16, 2021
Book Page	24155/2
Instrument	2021055241

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	22 SUMMIT AVE, CHATHAM, NJ 07928-2733
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240310881
Date	Feb 23, 2021
Book Page	24031/881
Instrument	2021015228

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2049

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORRIS NJ
Recording Date	Jun 20, 2019
Property Address	22 SUMMIT AVE, CHATHAM, NJ 07928-2733
Document Number	0235570300
Book / Page	23557 / 0300
Instrument Date	May 28, 2019
Instrument	2019031243
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 SUMMIT AVE, CHATHAM, NJ 07928-2733
Investor	Possibly a Property Investor

Mortgage

Document Number	2019031244
Date	Jun 20, 2019
Instrument	2019031244

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$749,000 (-) Land $430,000 Building $319,000	$749,000 (-) Land $430,000 Building $319,000
2025		$749,000 (+9.28%) Land $430,000 Building $319,000	$749,000 (+9.28%) Land $430,000 Building $319,000
2024	$12,126.00 (+12.19%)
2023		$685,400 Land $430,000 Building $255,400	$685,400 Land $430,000 Building $255,400
2022	$10,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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